The real estate market can put pressure on every stage of the home‑buying journey—whether that’s a 24‑hour window to submit your best offer on a coveted bungalow, or the feeling that rates could tick up again tomorrow. But even under pressure, it’s critical not to take any shortcuts in the process. As a neighborhood mortgage…
Even independent mortgage lenders may need to deny your loan because of these common mistakes. One of the smartest things you can do when you’re looking to buy a new home is to get pre-approved for a mortgage. Both banks and independent mortgage lenders issue pre-approvals. Zachery Adam with GoPrime Mortgage in West Asheville strongly encourages…
Pre-Approval Process: What Is It and Why Is It Important? At GoPrime Mortgage, we always talk about how important it is to speak with an independent mortgage lender before starting your search for a new home. That’s why going through the pre-approval process is critical to the experience. But what is pre-approval, how do you…
Why Buying and Selling Houses Online May Not Be the Best Idea While listening to a podcast the other day, I heard a commercial for an online buying and selling real estate company. I was intrigued by the idea and wanted to know more, especially as someone in the home loan industry. So, I dug…
This week is Dementia Awareness Week in the UK, but it’s also essential to talk about it here in the US. There are currently more than 55 million people living with dementia worldwide. Every year nearly 10 million new cases are diagnosed. There are many forms of dementia, and its effect takes a toll on…
Do you think an FHA loan is right for you? Before getting pre-approved for an FHA loan to buy a home, what do you need to know? It’s vital that you have all the details in place and know what to expect when you get started. Here are the basics of FHA Loans, who qualifies,…
Tax Day is quickly approaching! Many employers have already released their 2022 tax forms therefore allowing employees to get a head start on filing. There are many online services that guide you through your taxes (some are even free!), so it’s a great idea to get started as soon as you can and not put…
Purchasing a home is more than just a transaction. The desire to become a homeowner stems from a goal to achieve the pride of homeownership, the benefits that come from home value appreciation, and the opportunity to leave a legacy and build wealth. Your home is a place where memories are made; you are surrounded…
We understand that sometimes the road to homeownership can be challenging. That is why my team and I work hard to try to find solutions for every one of our clients to be able to buy the home they want at a price that works for their financial picture. When the down payment is the…
Everything You Need to Know About USDA Loans There are many paths to homeownership in the US. One is the Section 502 Guaranteed Loan Program, also referred to as a USDA loan. In short, it assists approved lenders to provide low- and moderate-income individuals a chance to own a primary residence in eligible rural areas.…