Every property in Buncombe County received a new assessed value effective January 1, 2026, the first countywide revaluation since 2021. Notices went out earlier this year, and for many homeowners, the number was startling. Assessments are running roughly 50 to 70 percent higher than they were four years ago, and in some neighborhoods, the jump…
Getting a denial letter after applying for a mortgage is discouraging, but it’s also more common than most people realize. According to a 2025 LendingTree analysis of federal Home Mortgage Disclosure Act data, about 11% of mortgage applicants in the U.S. were denied in 2024, and that number climbs depending on loan type and borrower…
Asheville’s commitment to sustainability runs deep. Green home mortgages can help first-time homebuyers and seasoned homeowners finance energy-efficient homes and eco-friendly renovations. Here’s what our local West Asheville mortgage lenders share with neighbors every week about green mortgage options that can help you build or buy the sustainable home you’ve been envisioning in Western North…
The real estate market can put pressure on every stage of the home‑buying journey—whether that’s a 24‑hour window to submit your best offer on a coveted bungalow, or the feeling that rates could tick up again tomorrow. But even under pressure, it’s critical not to take any shortcuts in the process. As a neighborhood mortgage…
Even independent mortgage lenders may need to deny your loan because of these common mistakes. One of the smartest things you can do when you’re looking to buy a new home is to get pre-approved for a mortgage. Both banks and independent mortgage lenders issue pre-approvals. Zachery Adam with GoPrime Mortgage in West Asheville strongly encourages…
Pre-Approval Process: What Is It and Why Is It Important? At GoPrime Mortgage, we always talk about how important it is to speak with an independent mortgage lender before starting your search for a new home. That’s why going through the pre-approval process is critical to the experience. But what is pre-approval, how do you…
Why Buying and Selling Houses Online May Not Be the Best Idea While listening to a podcast the other day, I heard a commercial for an online buying and selling real estate company. I was intrigued by the idea and wanted to know more, especially as someone in the home loan industry. So, I dug…
This week is Dementia Awareness Week in the UK, but it’s also essential to talk about it here in the US. There are currently more than 55 million people living with dementia worldwide. Every year nearly 10 million new cases are diagnosed. There are many forms of dementia, and its effect takes a toll on…
Do you think an FHA loan is right for you? Before getting pre-approved for an FHA loan to buy a home, what do you need to know? It’s vital that you have all the details in place and know what to expect when you get started. Here are the basics of FHA Loans, who qualifies,…
Tax Day is quickly approaching! Many employers have already released their 2022 tax forms therefore allowing employees to get a head start on filing. There are many online services that guide you through your taxes (some are even free!), so it’s a great idea to get started as soon as you can and not put…