This is Zachery Adam’s Story

“There are two types of homebuyers: those who have no idea of what’s involved and those who feel like they were cheated in some way. It doesn’t have to be like that.”

Zachery Adam

Fueled by his determination, Zachery challenged himself to do better. He worked hard to walk people through a difficult, often scary, process. He engaged in retail desk therapy, helping educate first time home buyers and reassure those concerned about the pending economic uncertainly. And though it all, he built skills and talents that he could take with him into the future.


After graduating from the University of California at Santa Cruz with a major in Social Anthropology, Zachery began fundraising for his alma mater, eventually raising more than a $2.4 million annually. At 24, he bought a house, a transaction that changed his life. Determined to make the process easier for other homebuyers, he began his career at a big bank in California.

During this time, Zachery was tapped to be a charter member on an executive advisory board which began a lifelong desire to participate in community development and a focus on education. Throughout the recession, which began in 2007, Zachery remained a part of the mortgage industry demonstrating his dedication, resilience, experience, and desire to make a difference.


After spending more than 28 years in California, Zachery and his family moved to West Asheville with a desire to go out on his own in the mortgage industry. Here, he is shifted to a philosophy of work/life integration with the desire to become a part of the community in West Asheville and beyond. While he never felt he belonged in a big, corporate bank environment, he could take his skills directly to the public by building his own business and ensuring that his self was in line with his work.

It’s important to Zachery that he and his business are approachable and can provide assistance to home buyers who are often inundated with misinformation about the financial picture and mortgage options. In an automated culture reliant on digital communication, it’s time to put the human element back into these conversations. He could never be behind the scenes.

“My business ethics include education, transparency and integrity.”

Zachery Adam


With this new found work/life integration, Zachery is committed to providing the best services to every person who walks through his doors. Prime Mortgage Lending, Inc. is a business run on shared values and purpose. Its mission is provide a holistic approach for each homebuyer’s experience.

Few business models in Asheville, or even nationwide, meet the criteria of synergy more effectively than Prime Mortgage Lending, Inc. Zachery has built his business on the idea that increased effectiveness results when people work together for a common goal.

Zachery loves mortgage lending not only because he gets to help people, but also because it allows him the flexibility to spend quality time with his family now and in the future.

“Working for an independent lender gives me the upper hand. What sets me apart is that I close on time, every time.”

Zachery Adam

A Family Man

After more than 28 years in California, where he got married and started a family (two daughters and a son), Zack was ready for a change. He and his wife Maha eventually chose Asheville, North Carolina, as they sought a community-driven mountain town that treasures family values and an active outdoor adventure scene.

He goes hiking and mountain biking in the mountain terrain surrounding Asheville, and he finds waterfall adventures for his family to enjoy. His work ethic and drive stem from the strength he derives from his familial bonds.

“Everything I do, I do for my family.”

Zachery Adam

Call Zachery Adam at 828.348.1907 or contact him online to talk about which mortgage loan is best for you.

Let's Talk

2 + 11 =

Is Aging in Place a Good Solution for Your Future?

Aging in Place: What to Know and How to Start Asheville has always been a leader in resources for individuals who want to age in place. With a large, and still growing, baby boomer population, it’s essential that our community is available to provide options for older...

LGBTQ Community

Providing Resources for Asheville’s LGBTQ Community Asheville has long been a welcoming city. The history of the LGBTQ community in the area goes back many decades. In today’s social climate, it’s more important than ever for our LGBTQ residents to have access to...

10 Tips for Choosing a Mortgage Lender

10 Tips for Finding the Right Mortgage Lender Have you put much thought into how you’re going to select the mortgage lender for your next home purchase? Some people simply go through their banks while others will look for recommendations from friends and family....

Helping Out Our Veterans

Helping Out Our Veterans Returning from serving in the US Military can be a complex scenario. There are limited resources for many of our veterans in terms of healthcare and mental health awareness. But one program that many veterans are able to take advantage of once...

Generation X

Generation X: The Rise of the Slacker Generation as Today’s Top Homebuyers Open any online lifestyle magazine or news reader and you’ll see every article aimed at or by Baby Boomers or Millennials. The older generation of Boomers are learning what life is like after...

How Do You Sell A Lifestyle in Asheville?

Current Real Estate Trends: Sell a Lifestyle How Do You Sell A Lifestyle in Asheville? We’ve all read them. They’re incomplete online MLS descriptions that read like 1980s resumes. “4 bedroom, 2 bath, new appliances, views.” When the MLS was created, it was meant to...