by Zachery Adam | Jun 21, 2017 | Financing, Loans
Roll the Renovations into Your Home Loan So, you’re ready to knock out that extra wall in your house, fix the leaking roof or redo your master bathroom. Whether you’ve decided to finally build out the mother-in-law suite, install an in-ground pool or build a detached...
by Zachery Adam | Jun 14, 2017 | Loans, Mortgage
Home Buying Made Easier Hooray! You’ve finally decided that you’re ready to buy your first home, but did you know that getting mortgage pre-approval is one of the most important things you can do? You have a good idea where you’d like to live, how many bedrooms you...
by Zachery Adam | Nov 9, 2016 | Loans
What are VA Loans? Near the end of World War II in 1944, the U.S. government showed its appreciation to returning veterans by creating the VA loan program to help vets buy homes. VA loans help eligible veterans by guaranteeing the loans that banks, credit unions and...
by Zachery Adam | Feb 15, 2016 | Loans, Mortgage
Ideal Debt-to-Income Ratio And why it’s important to manage Debt-to-income ratio refers to a formula that compares the amount of money you owe to the amount of money you earn. It’s an important formula in the grand scheme of your financial health, yet few people can...
by Zachery Adam | Jan 31, 2016 | Loans, Mortgage, North Carolina Real Estate
Appreciation and housing starts up in many North Carolina markets Despite economic conditions that continue to improve in North Carolina, the Federal Reserve Bank in Richmond reports that North Carolina real estate markets have not fared quite as well. Jobs are still...
by Zachery Adam | Jan 18, 2016 | Credit, Independent mortgage lender, Loans, Mortgage, Pre-Qualify
Even independent mortgage lenders may unapprove your loan because of something you do. One of the smartest things you can do when you’re looking to buy a new home is to get pre-approved for a mortgage. Both banks and independent mortgage lenders issue pre-approvals....
