Even independent mortgage lenders may need to deny your loan because of these common mistakes. One of the smartest things you can do when you’re looking to buy a new home is to get pre-approved for a mortgage. Both banks and independent mortgage lenders issue pre-approvals. Zachery Adam with GoPrime Mortgage in West Asheville strongly encourages…
Do you think an FHA loan is right for you? Before getting pre-approved for an FHA loan to buy a home, what do you need to know? It’s vital that you have all the details in place and know what to expect when you get started. Here are the basics of FHA Loans, who qualifies,…
Tax Day is quickly approaching! Many employers have already released their 2022 tax forms therefore allowing employees to get a head start on filing. There are many online services that guide you through your taxes (some are even free!), so it’s a great idea to get started as soon as you can and not put…
Purchasing a home is more than just a transaction. The desire to become a homeowner stems from a goal to achieve the pride of homeownership, the benefits that come from home value appreciation, and the opportunity to leave a legacy and build wealth. Your home is a place where memories are made; you are surrounded…
Why Buying and Selling Houses Online May Not Be the Best Idea While listening to a podcast the other day, I heard a commercial for an online buying and selling real estate company. I was intrigued by the idea and wanted to know more, especially as someone in the home loan industry. So, I dug…
Throughout the past tumultuous years in real estate, the team at GoPrime of West Asheville has been working within the community to find new ways to help area residents reach their dream of homeownership. One agency that we value in our community is the North Carolina Housing Finance Agency. As stated on the NCHFA website: …
Government Loans: What Are They And How Do They Help Homebuyers There are a number of types of loans that most homebuyers will qualify for. Most of us are very familiar with the conventional home loans, but what about some of the government loans available to qualified homebuyers? What are they, how can they help…
Roll the Renovations into Your Home Loan So, you’re ready to knock out that extra wall in your house, fix the leaking roof or redo your master bathroom. Whether you’ve decided to finally build out the mother-in-law suite, install an in-ground pool or build a detached garage, you need two main ingredients: planning and money.…
Home Buying Made Easier Hooray! You’ve finally decided that you’re ready to buy your first home, but did you know that getting mortgage pre-approval is one of the most important things you can do? You have a good idea where you’d like to live, how many bedrooms you want, and even the approximate square footage…
What are VA Loans? Near the end of World War II in 1944, the U.S. government showed its appreciation to returning veterans by creating the VA loan program to help vets buy homes. VA loans help eligible veterans by guaranteeing the loans that banks, credit unions and independent mortgage lenders underwrite. The U.S. Department of…