Tax Day is quickly approaching! Many employers have already released their 2022 tax forms therefore allowing employees to get a head start on filing. There are many online services that guide you through your taxes (some are even free!), so it’s a great idea to get started as soon as you can and not put…
Purchasing a home is more than just a transaction. The desire to become a homeowner stems from a goal to achieve the pride of homeownership, the benefits that come from home value appreciation, and the opportunity to leave a legacy and build wealth. Your home is a place where memories are made; you are surrounded…
Why Buying and Selling Houses Online May Not Be the Best Idea While listening to a podcast the other day, I heard a commercial for an online buying and selling real estate company. I was intrigued by the idea and wanted to know more, especially as someone in the home loan industry. So, I dug…
Throughout the past tumultuous years in real estate, the team at GoPrime of West Asheville has been working within the community to find new ways to help area residents reach their dream of homeownership. One agency that we value in our community is the North Carolina Housing Finance Agency. As stated on the NCHFA website: …
Government Loans: What Are They And How Do They Help Homebuyers There are a number of types of loans that most homebuyers will qualify for. Most of us are very familiar with the conventional home loans, but what about some of the government loans available to qualified homebuyers? What are they, how can they help…
Roll the Renovations into Your Home Loan So, you’re ready to knock out that extra wall in your house, fix the leaking roof or redo your master bathroom. Whether you’ve decided to finally build out the mother-in-law suite, install an in-ground pool or build a detached garage, you need two main ingredients: planning and money.…
Home Buying Made Easier Hooray! You’ve finally decided that you’re ready to buy your first home, but did you know that getting mortgage pre-approval is one of the most important things you can do? You have a good idea where you’d like to live, how many bedrooms you want, and even the approximate square footage…
What are VA Loans? Near the end of World War II in 1944, the U.S. government showed its appreciation to returning veterans by creating the VA loan program to help vets buy homes. VA loans help eligible veterans by guaranteeing the loans that banks, credit unions and independent mortgage lenders underwrite. The U.S. Department of…
Ideal Debt-to-Income Ratio And why it’s important to manage Debt-to-income ratio refers to a formula that compares the amount of money you owe to the amount of money you earn. It’s an important formula in the grand scheme of your financial health, yet few people can even recite their figures. But before tackling what it’s…
Appreciation and housing starts up in many North Carolina markets Despite economic conditions that continue to improve in North Carolina, the Federal Reserve Bank in Richmond reports that North Carolina real estate markets have not fared quite as well. Jobs are still plentiful in the state, with a steady 5.4 percent unemployment rate holding through…