First Time Homebuyers

You’re ready to make the biggest investment of your life

Being a First-Time Homebuyer and owning your own home is a dream made real.

We recognize that as exciting as it is, it can also be a nerve-wracking process to buy your first home, depending on your goals and your resources. Many first-time homebuyers don’t understand the process, don’t know what questions to ask, and don’t realize how long the process can take. It can seem like a drag, but it doesn’t have to be.

Get Pre-Approved

Now is the time to seek a mortgage professional who will give you all the facts you need.

Schedule a face-to-face meeting

Realtors serve as your guides, and the best of them look out for your interests while selecting your new home. However, they often prefer to stay out of the picture when it comes to financing; that’s when the personal touch of an independent mortgage lender can help.

Me and my team at GoPrime Mortgage, Inc., an independent mortgage lender, work to help first-time homebuyers like you. Learn more about your mortgage loan options with a quick call – there’s no obligation.

A Loan to Fit Your Needs

If you’re shopping for a house and mortgage today, you have more choices than ever before. Independent mortgage lenders like GoPrime Mortgage, Inc. provide a full range of loan products and competitive rates. The most effective independent mortgage lenders work with you to get the loan that fits your personal situation.

I’m a first-time home buyer.

I want to live in a rural area.

I want to buy an investment property.

I’m buying a second home.

I’m buying a house that needs repairs.

I’m serving in the military or a Veteran.

Get Pre-Qualified

How much house can you reasonably afford?

Before you even start hunting for that dream house, it’s helpful to get preapproved or even pre-approved. Once you’re preapproved, you’ll have a better idea of which houses fit your budget, and be able to better direct your real estate agent to houses that match your criteria. As a first-time homebuyer, you will have a more realistic vision of your immediate future.

First Time Homebuyers Process

  • Get preapproved by an independent mortgage lender speeds up the mortgage process.
  • Get pre-approved so you know exactly how much house you reasonably can afford.
  • Start looking online at houses to see what’s available and to research neighborhoods.
  • Contact a Realtor through a friend or family member.
  • Walkthrough a bunch of houses with the Realtor.
  • Pick the house you love the best.
  • Make an offer on that house feeling confident you will be able to afford your mortgage payment.

Take the first step and get pre-approved.

There’s no cost and no obligation when getting pre-approved. I love meeting first-time homebuyers face-to-face, so give give a call at 828-348-1907 or contact me online to get together and discuss which mortgage loan is a good fit for you.

Explore Your Options

As a first-time homebuyer, you may believe that you have to get your loan through a bank or credit union – that’s not the case. An independent mortgage lender provides many options to consider. Shop around to see who can help to find you a mortgage loan that fits your circumstances. You may be surprised!

First Time Homebuyer couple buying a house with GoPrime Mortgage Lender

Getting preapproved for a mortgage loan is the smart first step to take when you are preparing to purchase your first home.

To get a quick, down-and-dirty — and completely unofficial and nonbinding — idea of what your monthly mortgage payment would be based on the cost of a house.

Get sound professional advice for what to do and what not to do when you’re seeking to buy your first home.

When applying for a mortgage loan, you may need reams of financial records. Or not. It’s different for everyone. Here is a complete list to give you an idea.

Everyone has questions when it comes to buying a house and applying for a mortgage loan. This page answers the most common questions people have.

Law requires that you be provided with this monstrous document when you apply for a loan. Here is a helpful summary of its contents.

As you explore down the rabbit hole of mortgage loans, you inevitably will find terms and acronyms that you don’t understand. Look here for help.

While some lenders push specific mortgage loan products because it’s best for them, GoPrime Mortgage, Inc. takes the time to find the mortgage that fits you.

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What Our Clients Are Saying

Zachery Adam at GoPrime Mortgage made my first time home purchase as seamless and easy as possible. Not only is he very diligent and effective in his work, but he also genuinely cares about supporting you through the process of a home purchase. You can’t find such great service anywhere else! I highly recommend him and GoPrime as a whole.

Sharlette W.

I am a younger first-time home buyer and Zachery made the home mortgage process very easy and stress-free for me. I received a very competitive interest rate considering my age and younger credit history during a time of rising interest rates. Zach and Aaron were very communicative and helped me feel confident in the process. They are calm, trustworthy people you can trust to quickly answer any questions you will have. Overall, securing the mortgage and obtaining the appraisal was very easy, and I am very grateful for Zach’s help throughout the process. Since the home buying process was as stress-free as possible, I am sure I will be using GoPrime again in a few years if I want to purchase another home.


As first time home buyers, my wife and I were so thrilled to work with Zack and his team at GoPrime Mortgage. He was patient, thorough, and made it very easy for us to get through the process. I would not hesitate to recommend Zack & GoPrime Mortgage at all, especially if the thought of buying a house seems overwhelming. After putting in an offer just 30 days ago, we closed today—on time, and with no hassles. Many thanks Zack & co!

Kevin W.

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You Deserve with GoPrime Today!