What is a Down Payment? A down payment is the cash you provide upfront when you buy a home. It helps secure your loan, since few people can afford to pay cash for an entire property. There are some types of loans, such as VA loans, that don’t require any down payment, but in general,…
When you’re considering applying for a mortgage, one mortgage approval tip is to pay down your credit cards as much as you can beforehand. The amount of credit card debt you have affects your ability to get approved for a mortgage. You can still get a mortgage even if you have credit card debt, but…
If you’re in HR or own a business, you’re familiar with the hiring process. Finding a valuable real estate agent is very much the same. If you haven’t had the pleasure of putting people under a microscope to find out if they’re the best fit for you, then you’re in for an adventure. But whether…
Ready to Relocate? House Hunting and Getting a Mortgage When You’re Moving Are you feeling ready to relocate? Whether you’re moving to Asheville from somewhere else or leaving Western North Carolina to buy a new home somewhere like Georgia, California, or Colorado, I’ve gathered some tips to help you with everything you need to know…
Today, we live in a brave new world of modern technology. In years past, when someone wanted to move to a new city, they had to take the time to travel there and scout locations. Today we have technology at our fingertips. You can now buy a home in a new location without living locally.…
We’ve all heard the real estate mantra: location, location, location. It’s true, where you live is important for many reasons. It gives you a sense of belonging, social structure, and emotional well-being. There are also more tangible reasons to carefully consider when scouting the location of your home. Location significantly impacts real estate values, meaning…
Real estate curb appeal reflects what a property looks like to prospective homebuyers — basically, from the curb in front. In other words, how does the home look from the street. Favorable curb appeal increases the property’s value, since it helps attract buyers. Unfavorable curb appeal leaves potential buyers cold. Sellers, however, have ways to…
If you’ve just remodeled your home with an eye toward selling it, you need to do two things before putting it on the market: Read this blog post. You made a wise decision to be here right now because there are steps you can take even after a major renovation to improve both your curb…
Pre-Approval Process: What Is It and Why Is It Important? At GoPrime Mortgage, we always talk about how important it is to speak with an independent mortgage lender before starting your search for a new home. That’s why going through the pre-approval process is critical to the experience. But what is pre-approval, how do you…
Why Buying and Selling Houses Online May Not Be the Best Idea While listening to a podcast the other day, I heard a commercial for an online buying and selling real estate company. I was intrigued by the idea and wanted to know more, especially as someone in the home loan industry. So, I dug…