by Zachery Adam | Apr 1, 2019 | Down Payment
What is Mortgage Insurance? Written by Zachery Adam April 1, 2019 Down Payment No April Fools: What is Mortgage Insurance and Do You Need It? PMI. What is it and do you need it? PMI stands for Private Mortgage Insurance and the answer is...
by Zachery Adam | May 17, 2017 | Down Payment
While you can find a slew of homebuyer programs that allow you to put very little down payment on a new home — sometimes as low as a zero percent down payment — generally, it’s better to put down at least 20 percent in cash. A higher down payment equates to lower...
by Zachery Adam | Mar 24, 2016 | Down Payment, First-time homebuyer, Independent mortgage lender
Can you afford three percent down? In Asheville, NC, and in the Bay Area of Northern California, rents can be exorbitant. Many people don’t think they can afford a house, so they continue to make those high rental payments, putting money in someone else’s pocket. But...
by Zachery Adam | Jan 4, 2016 | Down Payment, Independent mortgage lender, Loans, Mortgage
Do you need mortgage down payments? Not always. Too many people believe they need to save a large pile of money to even think about buying a house. They believe that having a down payment separates the homebuyer wannabes from the endless renters. These same people...
