A mountain home near Asheville comes with a different due-diligence list than a house a few blocks from downtown. Private wells, gravel roads, steep driveways, and land that stretches well past what a city lot ever could all change how a lender underwrites the loan, not just how the property shows on a Sunday tour.…
Buying a home isn’t one steady walk to the finish line. It’s two different paces stitched together. The process of getting pre-approved and finding the right house moves at your speed, and everyone’s speed is different. Sign a contract, though, and things pick up fast, typically a matter of weeks rather than months. The Asheville…
One of the smartest moves you can make as a seasoned or first-time homebuyer in Asheville is to get pre-approved for a mortgage loan before you ever tour a single home. In a competitive housing market like Asheville or anywhere in Western North Carolina, pre-approval gives you a clearer understanding of your finances, shows sellers…
The USDA home loan program has long been a great option for first-time homebuyers looking to purchase a home in eligible rural areas. The USDA has recently expanded its guidelines for manufactured homes, making it easier for buyers to secure 100% financing with no down payment. If you have been eyeing a single-wide on a…
Trading rent checks for equity can feel daunting, but it doesn’t have to be when you work with an experienced mortgage lender in West Asheville. At GoPrime Mortgage, we guide our neighbors through a clear, solution-oriented path to homeownership without jargon or false promises. Below, we break down the process into ten practical steps you…
Suppose you no longer had to pay a landlord to live in your house or apartment. You could be investing those monthly payments into your own home. Then imagine yourself in that home years from now — or selling it for a profit and moving into an even better house. When you take steps to…
National Association of Realtors Settlement – What it Means Before you’re ready to buy a home, you’d be wise to learn about the landmark court settlement concerning the National Association of Realtors (NAR). In particular, find out how it may affect you and your homebuying process, which is already a complex task. When dealing with…
Ready to Relocate? House Hunting and Getting a Mortgage When You’re Moving Are you feeling ready to relocate? Whether you’re moving to Asheville from somewhere else or leaving Western North Carolina to buy a new home somewhere like Georgia, California, or Colorado, I’ve gathered some tips to help you with everything you need to know…
Today, we live in a brave new world of modern technology. In years past, when someone wanted to move to a new city, they had to take the time to travel there and scout locations. Today we have technology at our fingertips. You can now buy a home in a new location without living locally.…
Why Buying and Selling Houses Online May Not Be the Best Idea While listening to a podcast the other day, I heard a commercial for an online buying and selling real estate company. I was intrigued by the idea and wanted to know more, especially as someone in the home loan industry. So, I dug…