by Zachery Adam | Oct 15, 2020 | Credit
Bad Credit No Shame Written by Zachery Adam October 15, 2020 Bad Credit? No Shame. 2020 has been a tough year. COVID-19 has impacted everything from our healthcare system to our economy. It’s not surprising that due to high unemployment, many people are...
by Zachery Adam | Oct 30, 2017 | Credit
Changes in Credit Scores: Is it Truly Scary? Are The Changes in Credit Scores Really Spooky? How Not to Let Them Haunt Your Home Buying Experience Boo! Did we scare you? Hopefully not, we’re just having a little Halloween fun. But there are some things going on in the...
by Zachery Adam | Sep 14, 2016 | Buying a home, Credit
Tips to build your credit history so you can own your own home Having no credit is as bad as and sometimes even worse than having poor credit. When you don’t have any records with one of the major credit reporting agencies, then creditors really don’t have anything to...
by Zachery Adam | Feb 23, 2016 | Credit, Mortgage
Minimum Payment and how it affects your mortgage payment Everyone knows that good credit translates into the best interest rates on loans and financing. That’s why it’s smart to do what you can to increase your credit rating — to 730 or higher, if possible — before...
by Zachery Adam | Jan 18, 2016 | Credit, Independent mortgage lender, Loans, Mortgage, Pre-Qualify
Even independent mortgage lenders may unapprove your loan because of something you do. One of the smartest things you can do when you’re looking to buy a new home is to get pre-approved for a mortgage. Both banks and independent mortgage lenders issue pre-approvals....
by Zachery Adam | Dec 20, 2015 | Credit
Does Credit Repair Really Work? The higher your credit score, the easier you can get a loan. Your credit rating doesn’t run your life, although it can ruin it. Normally, you don’t experience any day-to-day consequences of your financial health, so it’s hard to even...
