Credit Scores

Credit Scores

Changes in Credit Scores: Is it Truly Scary? Are The Changes in Credit Scores Really Spooky? How Not to Let Them Haunt Your Home Buying Experience Boo! Did we scare you? Hopefully not, we’re just having a little Halloween fun. But there are some things going on...
Got Credit?

Got Credit?

Tips to build your credit history so you can own your own home Having no credit is as bad as and sometimes even worse than having poor credit. When you don’t have any records with one of the major credit reporting agencies, then creditors really don’t have...
Minimum Payment Horrors

Minimum Payment Horrors

Minimum Payment and how it affects your mortgage payment Everyone knows that good credit translates into the best interest rates on loans and financing. That’s why it’s smart to do what you can to increase your credit rating — to 730 or higher, if...
Does Credit Repair Really Work?

Does Credit Repair Really Work?

Does Credit Repair Really Work? The higher your credit score, the easier you can get a loan. Your credit rating doesn’t run your life, although it can ruin it. Normally, you don’t experience any day-to-day consequences of your financial health, so...