Follow these 5 mortgage tips to assure you get the best deal. Meet Penny. She’s not an impulse shopper by nature, but when she finds something she likes, she buys it. Now that’s fine for the pretty sundress she found in the downtown boutique, but even Penny wouldn’t think to shop that way for everything.…
When and how to payoff your mortgage quicker Owning your home outright — with no more monthly mortgage payments — may seem like a dream come true for many homeowners. But as mortgage tips go, that’s not always the wisest option. Paying off your mortgage has its pros and cons. So before you do anything, take…
Refinance your mortgage and save As 2016 summersaults into summer, homeowners continue looking to lower their monthly house payments or save a bundle on interest. It’s been an interesting year so far. Is it possible to find a little windfall if you refinance your mortgage right now? If you’re in the market to produce extra…
Affordable housing in Asheville takes many forms. Everyone thinks of affordable housing as low-rent apartments placed near the railroad tracks or the highway or 10 miles out past the city limits. But affordable housing in Asheville doesn’t have to mean Section 8 housing. Far from it. In fact, affordable housing can refer to owning a…
An independent mortgage lender makes it easier when qualifying for a mortgage When you’re getting ready to buy a house, you may not know where to start. Do you scour the listings in real estate magazines? Do you recruit a Realtor to show you around? Do you drive around your target neighborhoods in search of…
When you’re ready, have no fear — there’s plenty of help out there for you – First Time Homebuyer Programs Buying a new home is a big undertaking. Going through the loan process makes it even more daunting. That’s one of the reasons you need the help of an experienced — and caring — mortgage…
Perhaps the right question to ask is what Realtors look for in professional partners. What do real estate agents want from a lender — or from any professional they work with? The answers are surprisingly simple and unexpectedly elusive. And yet, many Realtors recommend Prime Mortgage Lending of West Asheville. Saying Realtors’ jobs can be…
Zen Master of Mortgages You may think “Zen” and “mortgage” are two ideas that don’t go together. After all, Zen is about peace, tranquility and simplicity — breaking down the complex into its bare essentials. Meanwhile, mortgages are, well, complex, difficult and time-consuming. How can you even put them into the same sentence? It starts…
Walk Right In ~ Synergy in West Asheville Synergy, according to Merriam-Webster: “The increased effectiveness that results when two or more people or businesses work together.” Synergy, according to West Asheville: Prime Mortgage Lending’s office space at 862 Haywood Road. Few business models in Asheville, Western North Carolina, or even nationwide meet the criteria of synergy…
Minimum Payment and how it affects your mortgage payment Everyone knows that good credit translates into the best interest rates on loans and financing. That’s why it’s smart to do what you can to increase your credit rating — to 730 or higher, if possible — before buying a new home. You’ll end up with…