In conversations about homeownership and financial wellness, you’ll often hear the term “housing stability” mentioned alongside affordability and accessibility. But what does housing stability actually mean, and why does it matter so much for families and communities throughout Western North Carolina? As mortgage lenders in West Asheville, we’re here to help our neighbors understand housing…
If you’ve just remodeled your home with an eye toward selling it, you need to do two things before putting it on the market: Read this blog post. You made a wise decision to be here right now because there are steps you can take even after a major renovation to improve both your curb…
Why Buying and Selling Houses Online May Not Be the Best Idea While listening to a podcast the other day, I heard a commercial for an online buying and selling real estate company. I was intrigued by the idea and wanted to know more, especially as someone in the home loan industry. So, I dug…
Neighborhood Focus: Asheville Montford When you’re looking for a new house in Asheville, you can choose from several interesting neighborhoods, each with a distinct personality. The historic Montford neighborhood contains a surprising variety of housing, from multi-family duplexes to large historic houses to tight-knit blocks of two-story dwellings. If you’re drawn to the Montford neighborhood,…
How to Get a Lower Interest Rate for Your Mortgage If your budget is stretched to the breaking point, you’re not alone. Interest rates and home prices seem to rise constantly, leaving many homebuyers searching for ways to cut costs. To stretch your hard-earned funds, take steps to get a lower mortgage interest rate, which…
The road to homeownership hasn’t always been easy. There have always been obstacles for individuals and families. In general, buying a home is a great way to build equity and create generational wealth. Owning a home can give you so many rewards over time. Here are some benefits of homeownership. Build Wealth One of…
Purchasing a home is more than just a transaction. The desire to become a homeowner stems from a goal to achieve the pride of homeownership, the benefits that come from home value appreciation, and the opportunity to leave a legacy and build wealth. Your home is a place where memories are made; you are surrounded…
Choosing a Home That Fits You Homebuying is still posing a challenge across the country in many markets. One of the biggest concerns is a lack of inventory, with more people looking to buy homes than people looking to sell. This situation might be leading you to considering different types of housing to purchase. If…
Do you have your eye on living in San Francisco, but don’t have a car? That’s okay! There are many genuinely viable alternatives to driving throughout the Bay Area, but it’s helpful to understand what they are and how to stay safe. If you’re interested in living without a car in the area, here are…