Even independent mortgage lenders may need to deny your loan because of these common mistakes. One of the smartest things you can do when you’re looking to buy a new home is to get pre-approved for a mortgage. Both banks and independent mortgage lenders issue pre-approvals. Zachery Adam with GoPrime Mortgage in West Asheville strongly encourages…
OnTrack Financial Education & Counseling, a non-profit organization that provides financial literacy training to individuals throughout the region, is holding a fundraiser they call Toast & Boast. A celebration of its clients’ successes, this event incorporates engaging opportunities to explore and support the various programs offered for free by the organization. Come to the Toast & Boast…
If you’re considering moving to Asheville, NC, we can tell you why Asheville so often appears on lists of the best places to live in the United States. It’s a location with many big city amenities, yet it maintains its small town appeal. And Asheville’s surrounded by natural beauty. For example, the Blue Ridge…
When you apply for a mortgage loan, lenders typically like some sort of down payment, which is the cash you pay up front when financing the remaining amount. The amount you need varies among lenders and loan programs, but depending on the type of loan, a down payment typically ranges from ZERO to 20 percent…
What is a Down Payment? A down payment is the cash you provide upfront when you buy a home. It helps secure your loan, since few people can afford to pay cash for an entire property. There are some types of loans, such as VA loans, that don’t require any down payment, but in general,…
When you’re considering applying for a mortgage, one mortgage approval tip is to pay down your credit cards as much as you can beforehand. The amount of credit card debt you have affects your ability to get approved for a mortgage. You can still get a mortgage even if you have credit card debt, but…
If you’re in HR or own a business, you’re familiar with the hiring process. Finding a valuable real estate agent is very much the same. If you haven’t had the pleasure of putting people under a microscope to find out if they’re the best fit for you, then you’re in for an adventure. But whether…
Ready to Relocate? House Hunting and Getting a Mortgage When You’re Moving Are you feeling ready to relocate? Whether you’re moving to Asheville from somewhere else or leaving Western North Carolina to buy a new home somewhere like Georgia, California, or Colorado, I’ve gathered some tips to help you with everything you need to know…
Today, we live in a brave new world of modern technology. In years past, when someone wanted to move to a new city, they had to take the time to travel there and scout locations. Today we have technology at our fingertips. You can now buy a home in a new location without living locally.…
We’ve all heard the real estate mantra: location, location, location. It’s true, where you live is important for many reasons. It gives you a sense of belonging, social structure, and emotional well-being. There are also more tangible reasons to carefully consider when scouting the location of your home. Location significantly impacts real estate values, meaning…