Save money on energy while preserving vulnerable earth resources. Energy conservation and saving the environment are high on the list of priorities for people in the mountains of Western North Carolina. More specifically, it’s what’s important to Ashevilleans. GoPrime Mortgage, Inc. . (dba PrimeRate Mortgage Lending, Inc.) also believes in conserving our natural resources. With an…
Playing the Investment Property Game A good idea takes hard work to make real. It’s no different when it comes to residential investment property. From your first itch to get into the investment property game to the day you sign your first tenant, you have to undertake a slew of tasks, some quite difficult. Let…
Perhaps the right question to ask is what Realtors look for in professional partners. What do real estate agents want from a lender — or from any professional they work with? The answers are surprisingly simple and unexpectedly elusive. And yet, many Realtors recommend Prime Mortgage Lending of West Asheville. Saying Realtors’ jobs can be…
Zen Master of Mortgages You may think “Zen” and “mortgage” are two ideas that don’t go together. After all, Zen is about peace, tranquility and simplicity — breaking down the complex into its bare essentials. Meanwhile, mortgages are, well, complex, difficult and time-consuming. How can you even put them into the same sentence? It starts…
Walk Right In ~ Synergy in West Asheville Synergy, according to Merriam-Webster: “The increased effectiveness that results when two or more people or businesses work together.” Synergy, according to West Asheville: Prime Mortgage Lending’s office space at 862 Haywood Road. Few business models in Asheville, Western North Carolina, or even nationwide meet the criteria of synergy…
7 Questions to Ask a Realtor Before Signing On Finding a Realtor is easy; finding one you can trust takes work. When you hire a Realtor to help you find and purchase a home, you may have to sign a contract. Read it thoroughly before signing. Look for a duration or cancellation policy. You both…
Can you afford three percent down? In Asheville, NC, and in the Bay Area of Northern California, rents can be exorbitant. Many people don’t think they can afford a house, so they continue to make those high rental payments, putting money in someone else’s pocket. But if you can afford to put just three percent…
Minimum Payment and how it affects your mortgage payment Everyone knows that good credit translates into the best interest rates on loans and financing. That’s why it’s smart to do what you can to increase your credit rating — to 730 or higher, if possible — before buying a new home. You’ll end up with…
Ideal Debt-to-Income Ratio And why it’s important to manage Debt-to-income ratio refers to a formula that compares the amount of money you owe to the amount of money you earn. It’s an important formula in the grand scheme of your financial health, yet few people can even recite their figures. But before tackling what it’s…
Want to save money and time? Shop for your mortgage! Habits die hard. Perceptions die even harder. If you have it in your head that only banks (and maybe credit unions) issue mortgages, then you’re painting yourself into a corner that may end up costing you precious time and money. These days, you have a…