California First Time Home Buyer

California First Time Homebuyer

GoPrime Mortgage, Inc.: California First Time Homebuyer Checklist California First Time Home Buyer’s Checklist Is the California real estate market really that much different than the markets in other cities? Home buying can vary greatly from place to place, and California has some unique considerations that need to be made. What if you’re a first…

So what are millennials looking for within the Asheville area?

Millennials and Current Market

Do Millennials Want Urban Experiences? Experts have been saying for a while that the millennial generation, the oldest of which have recently turned 38, is looking for an urban lifestyle. They want to ditch their cars and have convenience at their fingertips, especially when moving to Western North Carolina or the Bay Area in California.…

manufactured home mortgage hand assembling a model toy house

Manufactured Home Mortgage Limitations

Some things have come a very long way over the years — and the manufactured home industry is among them. When you hear the term “manufactured home” used now, your first thought doesn’t immediately turn to those flimsy mobile homes for low-income families. The newest manufactured homes are quality houses that provide a wonderful solution…

Reasons to Refinance man installing new wood floor

Reasons to Refinance

Roll the Renovations into Your Home Loan So, you’re ready to knock out that extra wall in your house, fix the leaking roof or redo your master bathroom. Whether you’ve decided to finally build out the mother-in-law suite, install an in-ground pool or build a detached garage, you need two main ingredients: planning and money.…

Mortgage pre-approval A model house, a calculator, and money on mortgage papers

Mortgage Pre-Approval

Home Buying Made Easier Hooray! You’ve finally decided that you’re ready to buy your first home, but did you know that getting mortgage pre-approval is one of the most important things you can do? You have a good idea where you’d like to live, how many bedrooms you want, and even the approximate square footage…

house hunting tip an areal photo of a neighborhood

House Hunting Tip: Neighborhood

Check out the neighborhood is probably the best house hunting tip anyone can give you. When you buy a house, you’re also investing in the neighborhood. Extend your vision beyond the sidewalk; your property may end there, but your world doesn’t. So, before you make your offer, check out the neighborhood to make sure it’s…

Rent your home. house For Rent Sign in Front of Beautiful American House

Rent your Home

A growing trend, especially for aging Baby Boomers, is to rent your home. Maybe the time has come to find a new home. Maybe you’ve outgrown your current place or it’s time to downsize now that the kids are all off on their own. If you don’t need to sell your home to buy another,…

Paper house and stacks of coins standing, Closing Costs vs Prepaid Fees

Closing Costs vs Prepaid Fees

When buying a home, understanding closing costs vs prepaid fees can prepare you for the expenses you must pay, and help you spot any errors. When you know what to look for during your closing, this final stage in buying your home can be a joyous event. So you’ve found your next house, made an…

House-hunting-tips-look-past-the-paint-job man and woman painting a house exterior

House Hunting Tips

Look Past the Paint Job! House hunting for a new home can be hard work. It’s unlikely that you’ll find the perfect home on your first day, no matter how many houses you look at. SO, if you’re looking for house hunting tips, here’s a good one: if you can keep an open mind, you may…

man counting money to save for down payment

Saving for Down Payment

While you can find a slew of homebuyer programs that allow you to put very little down payment on a new home — sometimes as low as a zero percent down payment — generally, it’s better to put down at least 20 percent in cash. A higher down payment equates to lower monthly mortgage payments…