Tips to build your credit history so you can own your own home Having no credit is as bad as and sometimes even worse than having poor credit. When you don’t have any records with one of the major credit reporting agencies, then creditors really don’t have anything to base their trust upon. In the…
10 Home Buying Tips to Get the Right Amount of House Home Buying Tips – When deciding the size of your next home, you’ve got a number of considerations: If you plan to have more children Whether you want a home office If you need a yard big enough for a dog… or chickens What…
Follow these 5 mortgage tips to assure you get the best deal. Meet Penny. She’s not an impulse shopper by nature, but when she finds something she likes, she buys it. Now that’s fine for the pretty sundress she found in the downtown boutique, but even Penny wouldn’t think to shop that way for everything.…
A desirable Asheville beckons with more than just its mountains and breweries. From 2010 to 2015 (the latest year figures are available), North Carolina was the 14th fastest growing state in the country. Within the state, Buncombe County is the 15th fastest growing county during the same time period. And the biggest growth engine within…
When and how to payoff your mortgage quicker Owning your home outright — with no more monthly mortgage payments — may seem like a dream come true for many homeowners. But as mortgage tips go, that’s not always the wisest option. Paying off your mortgage has its pros and cons. So before you do anything, take…
An independent mortgage lender explains what you need to know. Nutshells don’t get any bigger than this one, since a house is likely the biggest single purchase of your life. In fact, the average American buys only three homes in a lifetime, so it’s not something you do every day. Throw in the recent changes…
Refinance your mortgage and save As 2016 summersaults into summer, homeowners continue looking to lower their monthly house payments or save a bundle on interest. It’s been an interesting year so far. Is it possible to find a little windfall if you refinance your mortgage right now? If you’re in the market to produce extra…
Affordable housing in Asheville takes many forms. Everyone thinks of affordable housing as low-rent apartments placed near the railroad tracks or the highway or 10 miles out past the city limits. But affordable housing in Asheville doesn’t have to mean Section 8 housing. Far from it. In fact, affordable housing can refer to owning a…
An independent mortgage lender makes it easier when qualifying for a mortgage When you’re getting ready to buy a house, you may not know where to start. Do you scour the listings in real estate magazines? Do you recruit a Realtor to show you around? Do you drive around your target neighborhoods in search of…
When you’re ready, have no fear — there’s plenty of help out there for you – First Time Homebuyer Programs Buying a new home is a big undertaking. Going through the loan process makes it even more daunting. That’s one of the reasons you need the help of an experienced — and caring — mortgage…