Second home

Generation Z and the Housing Market

Generation Z and the Housing Market     Baby Boomers, Generation X, and Millennials have all been a part of the housing market for a while. The oldest millennials have turned forty, which can come as a shock to anyone who still thinks of them as recent college graduates just getting started. That honor has already fallen…

USDA Home Loan

USDA Loans – Everything You Need to Know

Everything You Need to Know About USDA Loans   There are many paths to homeownership in the US. One is the Section 502 Guaranteed Loan Program, also referred to as a USDA loan. In short, it assists approved lenders to provide low- and moderate-income individuals a chance to own a primary residence in eligible rural areas.…

Sell, Rent, Buy

Sell, Rent, Buy: Should You Sell While the Market is Hot?   The market in Asheville has been on fire this year. Some homes are selling for well over their asking price, and many are sight-unseen. Does that mean you need to strike while the iron is hot? Should you sell your home even if you…

Credit Score Information and Strategies

Credit Score Information and Strategies for Improvement  Your credit score measures your financial health. When applying for any loan, especially a mortgage, your credit score is reviewed, and a determination is made. A score of 620 or higher is the current industry standard for a conventional mortgage. If you want to know how credit scores…

Changes for Buyers with Student Loans

Significant Changes for Buyers with Student Loans  For so long, potential first-time home buyers have had concerns about student loans debt and getting a mortgage to buy a home. But there’s good news. Changes in student loan calculations may create more opportunities for people who didn’t think they would qualify for a home loan. Let’s…

The Meditative Benefits of Coloring

The Meditative Benefits of Coloring (Plus, a free GoPrime Coloring Page!) Coloring isn’t just for kids. Over the last few years, there’s been a rise in the number of adult-oriented coloring books on the market. Whether you choose crayons, markers, or colored pencils, sitting down with a coloring page can be therapeutic, cathartic, and meditative.…