Ideal Debt-to-Income Ratio

Ideal Debt-to-Income Ratio And why it’s important to manage Debt-to-income ratio refers to a formula that compares the amount of money you owe to the amount of money you earn. It’s an important formula in the grand scheme of your financial health, yet few people can even recite their figures. But before tackling what it’s…

Finding the Perfect House

Finding the Perfect House ~ First-time homebuyers should keep expectations low and acceptance levels high. After living in an apartment, a rented house, a dorm or your parents’ house, you decide the time is right to take the plunge and buy your first house. As a first-time homebuyer, the prospect of owning a house can…

Does Credit Repair Really Work?

Does Credit Repair Really Work? The higher your credit score, the easier you can get a loan. Your credit rating doesn’t run your life, although it can ruin it. Normally, you don’t experience any day-to-day consequences of your financial health, so it’s hard to even believe that it matters at all. But your credit score…