Do You Qualify For a VA Mortgage? We often hear about VA loans, but what do they really entail? In short, a VA mortgage is a loan guaranteed by the United States Department of Veteran Affairs, an office also referred to as simply the VA. But the loan can be issued by any qualified lender,…
Changes in Credit Scores: Is it Truly Scary? Are The Changes in Credit Scores Really Spooky? How Not to Let Them Haunt Your Home Buying Experience Boo! Did we scare you? Hopefully not, we’re just having a little Halloween fun. But there are some things going on in the financial market right now that could…
Do You Understand Appraisals? Appraisals and How They Work When selling or buying a home the estimated worth is an important number to consider. Everything about the transaction rests on the value of the property. But what do you really know about the appraisal and estimate process? And what do you need to know as…
Construction Loans Now Available for WNC Home Builders Brand New Construction Loans GoPrime Mortgage, Inc. ., is now offering this unique loan product for clients to build and finance their very own home in the NC area. If you are dreaming about your perfect home in the mountains of Western North Carolina and want to…
The Myths of Millennial Homebuyers Busted Millennial Myths: Why Aren’t They Buying Homes? As a culture, we really like to put people into neat boxes. And that is especially true when it comes to generations. How often do we talk about Baby Boomers, GenX, or Millennials as if those are cemented categories without any nuance?…
Self Employed? You Can Get a Mortgage and Here’s How: There is a joke about Asheville, “Why did the hippy move to Asheville? Because he heard there were no jobs.” We laugh about it, but the truth is moving to Asheville without a job can be a very challenging prospect. In fact, the top advice…
Are Online Mortgage Approval Tools Worth It? It only takes moments to switch on the TV and see an ad for one or more online mortgage approval tools. Even if you cut cable and watch online with streaming services, you’ve been targeted. You can even avoid TV all together and just listen to talk radio…
Out of State Buyers: What to Know Before Buying Your Retirement Home Baby Boomers are changing the face of retirement. So what does that mean for you if you were born between 1946 and 1964 and are now looking at your retirement options? There are plenty of reasons you might want to consider leaving where…
Buying a House in Asheville: Where Do You Even Start? Buying a house anywhere can be a challenge, but how do you even know where to start? Most people begin by looking at listings online and, if they see one they like, they contact the agent to learn more. While this can kick off the…
Your Home Buying Partners: Agents, Lawyers, Insurance Brokers, Credit Repair Services, and Loan Officers Like raising a child, buying a home takes a village. There are many people you will need to consult along the way, so understanding who the important players are will be a good first step in ensuring you’re making the right…