House-hunting-tips-look-past-the-paint-job man and woman painting a house exterior

House Hunting Tips

Look Past the Paint Job! House hunting for a new home can be hard work. It’s unlikely that you’ll find the perfect home on your first day, no matter how many houses you look at. SO, if you’re looking for house hunting tips, here’s a good one: if you can keep an open mind, you may…

man counting money to save for down payment

Saving for Down Payment

While you can find a slew of homebuyer programs that allow you to put very little down payment on a new home — sometimes as low as a zero percent down payment — generally, it’s better to put down at least 20 percent in cash. A higher down payment equates to lower monthly mortgage payments…

A young single homebuyer woman unpacking boxes in her new home

The Single Homebuyer

Home buying isn’t just for families or married couples, the single homebuyer phenomenon has become more common than you would think. As a matter of fact, of the 63.7 percent of the United States population that owned a home at the end of 2016, nearly 17 percent were single women, compared to about seven percent…

a suburban house with nice curb appeal

Curb Appeal

Ever wonder why one house sells for more money or sells more quickly than others in the same neighborhood? The reason may be curb appeal — a house or property that’s aesthetically pleasing or attractive. Curb appeal invites you inside and makes you wish you lived there, just from what you see on the outside.…

Mortgage Interest Rates mortgage calculator next to a model hows and money on a financial sheet

Mortgage Interest Rates: Adjustable vs. Fixed

The housing market has gained strength — meaning prices and sales have surged upward — there’s been renewed interest in the type of mortgage interest rates that are available. Mortgage lenders like GoPrime Mortgage, Inc. . (dba PrimeRate Mortgage Lending Inc.) offer loans that use both types of mortgage interest rates: Adjustable-rate mortgage loans Fixed-rate…

Property Taxes an elderly man seems holding tax forms sitting with an accountant

Property Taxes

How They Influence Your Home Buying Decision In 2017, tax assessors swept through Buncombe County — the area surrounding Asheville, including the city itself — to reassess property to reflect a more accurate tax-assessed value and property taxes. Tax assessments happen every eight years, although they may be necessary prior to that deadline if property…

a couple moving into a new house tax tips for home buying

Tax Tips for Home Buying

How to Use Your Tax Refund to Buy a Home For some, tax season is a dreaded time of the year, but if you’re one of the lucky ones receiving a sizable tax return, you may feel as excited about tax time as you do about getting an end-of-the-year bonus from your boss. Whether you’re…