December 14, 2020
What’s On Your New Home Wishlist?
How to Create a New Home Wishlist Before You Shop Around
We can’t say it enough: 2020 has been a very strange year. It’s been full of ups and downs and all overlayed by the global pandemic that’s affecting the economy, interest rates, and home prices. In Asheville, it’s a seller’s market right now and we’re seeing homes become available and get snatched up quickly at amounts over the asking price. That means you need to be prepared and diligent when you’re looking for your next house. As we get ready to flip the calendar to 2021, here are some things you can do to plan for the year to come.
Start with the Mortgage
We will never stop stressing this message. The first thing you need to do when you’re ready to buy a home is to contact an independent mortgage lender to sort out your financial picture. We don’t want a single person to go through disappointment when they don’t qualify for the loan they want to buy the home of their dreams.
Start by calling us first to determine your home-buying budget so you can look at the right homes in the right price range.
Make a List of Must-Haves
Home Wishlist or Must-Haves? Next, make a list. Write down all the things you want in a home. This includes the number of bedrooms and bathrooms; it may also include a large kitchen or big outdoor space. There are no wrong answers here. What you want is what you want.
Once you know that, you can work with your realtor to determine the realistic ways to check off most of your boxes once you begin looking.
The area or neighborhood of your future home will also be important. Asheville has a wide range of communities speckled throughout the mountain landscape. If you want to live in the city, you might look at West or North Asheville. If you want acreage, there are plenty of options in areas just outside of the city.
You want to think about the amenities a community has to offer if you have a commute or your proximity to favorite places to visit.
Know Your Deal Breakers
You also want to know the things you don’t want. Sure, none of us want to dwell on the negative, but you should know what will make you unhappy in the long run. Sometimes, especially if we’ve been looking for a while, we’re willing to settle for less than perfect situations. But if you find yourself miserable, it may not have been a great choice.
Consider the things you don’t want to see in a new home and avoid those when shopping around. Having a checklist in place before you start looking for a new home will help you stay on track. What’s on your Home Wishlist?
Do you need to get your financial picture in place before shopping for a new home? Call Zack Adam at GoPrime Mortgage of West Asheville today. Do you want to know about the process to apply for a mortgage? GoPrime Mortgage in West Asheville is here to help. Call us today at 828-348-1907 –Zachery Adam at GoPrime Mortgage in West Asheville.
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How we can help you
Although labeled an independent mortgage lender, GoPrime Mortgage, Inc. is not a one-man operation. Zachery Adam and his Team has the support of a streamlined operation, with professionals who assist in every phase of the loan process. His team includes an appraisal vendor, loan processors, underwriters, closers and even the CEO or president if needed. When you choose to work with Zachery, you get the support of his team as well.
It’s important to Zack that he and his team are approachable and can provide assistance to home buyers who are often inundated with misinformation about the financial picture and mortgage options. In an automated culture reliant on digital communication, it’s time to put the human element back into these conversations. He could never be behind the scenes.
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862 Haywood Road Asheville, NC 28806