New Year, New Goals

Written by Zachery Adam

December 28, 2020

New Year, New Goals

New Year, New Goals

Did you know that you’re 42% more likely to achieve a goal if you write it down? Yes, this one simple action will make you much more successful as you plan your New Year’s resolutions. So what do you have planned for 2021? Using SMART goal setting and writing down your plan for the next year, you can achieve your goals.  Write down your goals for the new year and make a plan to achieve them.

Here’s an example of how SMART goal setting works when you’re preparing to buy a house in the new year. Using the concepts of setting specific, measurable, achievable, realistic, and timely goals, you can buy a home in 2021.


The first thing is determining your specific goal. Is it saving for a house? If so, you should talk with an independent mortgage lender to find out your budget or other actions you need to take before being qualified. Once you know your specific goal– and write it down– it will be easier to accomplish the entire task.


Next, you need to determine how to measure your progress. Measuring your progress can be done by setting benchmarks. How much do you need to save for a down payment? Or, what steps do you need to take to repair your credit to qualify for a home loan? Break the goal down into individual tasks to help you stay on track and celebrate each milestone in the new year.


Your goals need to challenge you, and you do have to work hard to succeed, but your goals also need to be achievable. You can’t go from repairing your credit score to buying a 1.5 million dollar home in six months. That’s why talking with an independent mortgage lender first can help you determine achievable goals within realistic timeframes.


Along with realistic and achievable, goals need to be relevant. If you need to save for your down payment, you probably don’t want to make a goal of buying your dream car at the same time. But some goals naturally go together. Maybe you and your new spouse are considering starting a family. Buying a new home can go hand in hand with that goal.


Give yourself a deadline. Humans have a way of putting off important tasks when they don’t have a definite end date.  Deadlines in the new year will give you something to work toward. For instance, if you need to get some other ducks in a row before you qualify for a loan, determine how long it will take you to achieve those other goals. If you want to buy a home in three years, plan to repair your credit score, pay off debts, and save for the down payment or a home repair fund.

Can we help you achieve your goals in 2021? Call GoPrime Mortgage of West Asheville today.

Do you want to know about the process to apply for a mortgage?  GoPrime Mortgage in West Asheville is here to help. Call us today at 828-348-1907 –Zachery Adam at GoPrime Mortgage in West Asheville.

Asheville with Outdoor Activities

Asheville with Outdoor Activities

After the holidays it was clear that the second wave of COVID-19 had reached Western North Carolina. But we’re lucky. Even when it’s cold, we still have access to great outdoor activities both in nature and at local businesses. If you want to stay safe and healthy in...

read more
Make 2021 Better With These Lessons

Make 2021 Better With These Lessons

Make 2021 Better With These Lessons 2020 Wasn’t What We Expected: Make 2021 Better with These Lessons I think it’s safe to assume that we all want to put 2020 behind us. From March on, the entire year didn’t happen according to plan. But we had to learn to adjust our...

read more
Celebrating Winter Solstice

Celebrating Winter Solstice

Celebrating Winter Solstice: Ending 2020 On a Positive Note December 21st, or the winter solstice, is the shortest day of the year. It signals the return of the sun as the days get just a little longer. While the night of the solstice is long and dark, we know spring...

read more

Recent Blogs

Small Towns Around Asheville

Small Towns Around Asheville

Small Towns Around Asheville While Asheville gets all the press in the Western North Carolina mountains, we know that some other unique communities are all around the city. From the borders of Eastern Tennessee, Southern Virginia, and northern Georgia, the mountain...

Pineview Place: Affordable Housing in West Asheville

Pineview Place: Affordable Housing in West Asheville

On December 8th, 2020, Asheville’s Community Development Program Director, Paul D’Angelo, presented to the new City Council regarding a new affordable housing community proposed for West Asheville. The proposal was for twelve single-family affordable condos on Arline...

Celebrating Black History in Asheville

Celebrating Black History in Asheville

Celebrating Black History in Asheville Every year since 1976, February has been designated Black History Month. Historian Carter G. Woodson and several notable African-Americans established the idea, and it’s grown in scale and shape over the years. In February, we...

About Us

How we can help you

Although labeled an independent mortgage lender, GoPrime Mortgage, Inc. is not a one-man operation. Zachery Adam and his Team has the support of a streamlined operation, with professionals who assist in every phase of the loan process. His team includes an appraisal vendor, loan processors, underwriters, closers and even the CEO or president if needed. When you choose to work with Zachery, you get the support of his team as well.

Zachery Adam

It’s important to Zack that he and his team are approachable and can provide assistance to home buyers who are often inundated with misinformation about the financial picture and mortgage options. In an automated culture reliant on digital communication, it’s time to put the human element back into these conversations. He could never be behind the scenes.

When you apply securely online with GoPrime Mortgage, Inc., we will contact you within 24 hours or less.

We want to be more than your mortgage lender.

The company, like Branch Manager Zachery Adam, wants to become the go-to destination for people who have questions about real estate financing and the mortgage application process. Applying for a mortgage can be a frightening process at a bank. GoPrime Mortage, Inc. aims to keep the process simple.

Our mission is to:

  • Provide holistic mortgage planning for every customer
  • Offer simple, strategic solutions for all homebuyers
  • Supply reliable services for real estate investors
  • Educate the public on the mortgage process
  • Keep the mortgage process simple for all customers
  • Inform real estate agents of the latest mortgage news

In short, GoPrime Mortgage, Inc. will provide complete, inclusive mortgage solutions that are educational, transparent, honest and sincere. No other bank or independent mortgage lender can beat the service and prices — the complete package — that GoPrime Mortgage, Inc. offers.


Let's Get Started

Contact Info

862 Haywood Road Asheville, NC 28806


Enjoy a mortgage process built for the modern world.

Borrowers can easily complete a loan application, upload supporting documentation, eSign disclosures, and monitor the status of their loan — in a single, easy-to-use location.

Pin It on Pinterest

Share This

Share this post with your friends!