Ready to Relocate?
House Hunting and Getting a Mortgage When You’re Moving
Are you feeling ready to relocate? Whether you’re moving to Asheville from somewhere else or leaving Western North Carolina to buy a new home somewhere like Georgia, California, or Colorado, I’ve gathered some tips to help you with everything you need to know through the relocation process.
House Hunting Steps
The first step to relocating is determining your housing budget. Getting pre-approved will help you understand what you can afford. You also want to think about the down payment, monthly mortgage amount, property taxes, insurance, and other associated costs. Next, make a list of your must-haves. How many bedrooms and bathrooms? Do you need a yard, a garage, or a basement? Once you’ve got your parameters figured out, work with a real estate agent who understands the area where you’re looking to relocate.
What to Avoid
Do your best not to rush into a decision. Don’t feel pressured into buying the first home you see. And don’t overlook red flags, as seemingly small issues can quickly become big nightmares. Your gut can tell you if something doesn’t feel right about a house or a neighborhood, so trust your instincts. The location is critical, so don’t compromise on the community. Stick to your budget and don’t overspend, which could lead to significant financial troubles.
Find the Right Team
We always recommend that the first step in the relocation process should be with your independent mortgage lender to get the pre-approval process started. From there, it’s time to build your team to help you find a great house. If you’re relocating for a job, talk to the company about who they might recommend as a real estate agent, or try joining community groups on social media and ask for referrals and recommendations.
Let us join you on your relocation journey!
Call, Click, or Come In!
GoPrime Mortgage is here to help our neighbors find their road home. Talk with Zachery Adam and his team of independent lenders to start the process of getting pre-approved. Learn more at GoPrimeNC.com and contact us today.