Welcome to the future. The digital age in home buying has arrived. Now, you can use mobile apps to help you find the home of your dreams. Gone are the days of the inky fingers you got from thumbing through classifieds while looking for that perfect home. By using your smart phone, you can find…
What to do with gifts for down payment. Gift Funds and How to Verify Them Maybe you’re looking to buy a new home, but you’re hoping to get some help over the holidays from your family. You can definitely use these monetary gifts fore down payment of a new house. But you need to be aware…
You’ve probably known someone who at least makes some extra money on the side by renting out an investment property, such as a land, housing, or an apartment to others. Being a landlord can be a highly profitable business because an investment property can generate a handsome income while simultaneously rising in value. It’s been…
A Crystal Ball Look at Interest Rates It’s no secret that interest rates have been at historically low levels — and not just compared to the rates your parents or grandparents got when they bought their houses. Even a brief glance at interest rates over the past 200 years shows how low they were…
Bankers Brokers and Independent Lenders ~ Oh My! When you’re ready to buy a new house, talk to an Independent Mortgage Lender! Being a first-time homeowner is not only an important milestone in your life, but it also gives you a new sense of freedom, pride and joy. While it’s an exciting accomplishment, the process…
Homeowner Insurance – In Appreciation for First-Time Homebuyers Home ownership is part of the American Dream, and it needs to be protected by homeowner insurance. It’s a sign of financial success and stability. It says that you have control over your destiny. And at GoPrime Mortgage, Inc. . (dba PrimeRate Mortgage Lending), Zachery “Zack” Adam…
Thanksgiving means more than just saying “Thanks.” This month, people all across the country take some time — in between their usual obligations and the seasonal football mania at Thanksgiving — to give thanks to those who have supported them, fortified them or somehow impacted their lives over the past year. The people behind GoPrime…
What are VA Loans? Near the end of World War II in 1944, the U.S. government showed its appreciation to returning veterans by creating the VA loan program to help vets buy homes. VA loans help eligible veterans by guaranteeing the loans that banks, credit unions and independent mortgage lenders underwrite. The U.S. Department of…
Use these house shopping tips to decide on a Fixer Upper When you’re ready to buy a house, you’re likely to get many house shopping tips from people you know. And while everyone means well, you can be sure that everyone has a different, and often contradicting, opinion. One topic that might come up is the…
Carry these house shopping tips with you when you begin house-hunting. After you’ve found the best new home for you and your family, you go through the process with your real estate agent and mortgage lender. On the day you close on the loan and get the keys to your new house, it’s usually the…