July 8, 2021
Stress Reduction throughout the Home Buying Process
We’ve all seen it. The housing market is exploding in Asheville, and that can make it stressful to sell or buy a home right now. As we reach the Summer solstice, the midpoint of the year, we all should take a step back to be more mindful. Stress is a leading cause of significant health problems, so it’s essential to think about how we can ground and center ourselves even in the most stressful times. Here are a few ideas for stress reduction in these uncertain times.
Lean on the Professionals
With a housing market like this one, lean on those with experience to help walk you through the process. Start by talking with an independent Mortgage Lender to learn more about your budget and have all of your financials in place before you make an offer. Find a trusted realtor who can negotiate on your behalf and help walk you through the entire process.
It’s also helpful if you’re flexible regarding what you’re looking for in a home. Searching in different locations, considering different home layouts, or giving thought to the amount of square footage can all make a difference. If things are too risky for you now, take a minute to decide if it’s better to wait for the market to shift.
You may be looking at the news and thinking it’s already too late to buy a home, but that isn’t necessarily the case. If you are looking to buy, start as soon as you are able. Get all of your ducks in a row in terms of your finances and your team. It will be much easier to buy if you are not stressed or rushing through the process.
Don’t Take Things Personally
Not taking things personally can sound easy, but home buying is an emotional situation, so it can be hard to receive a rejection. Just know that if you do miss out on a home, it’s not anything personal. If something doesn’t swing your way, take some time to acknowledge and process your feelings about it. Meditate to help with stress reduction and move forward.
What is most important during a stressful time like this is to set boundaries to help with stress reduction. There may be many people demanding your attention, and it’s okay to let them know you can’t spread yourself so thin during this process. Be willing to say no, practice self-care, and be sure to take time for yourself away from the house search.
As you think about the calm and peace you want to have this season, think of these words from F. Scott Fitzgerald, who spent many of his summers right here in Asheville:
“And so with the sunshine and the great bursts of leaves growing on the trees, just as things grow in fast movies, I had that familiar conviction that life was beginning over again with the summer.” -from the Great Gatsby
It’s a seller’s market right now, and things can feel overwhelming. GoPrime Mortgage offers stress reduction tips to help if you want to buy a home. We want to help you make this process as stress-free as possible. Call GoPrime Mortgage in West Asheville today.
Do you want to know about the process to apply for a mortgage? GoPrime Mortgage in West Asheville is here to help. Call us today at 828-348-1907 –Zachery Adam at GoPrime Mortgage in West Asheville.
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Explore Your Options
As a first-time homebuyer, you may believe that you have to get your loan through a bank or credit union. But that’s not the case. An independent mortgage lender often provides more options than a bank can. Shop around. See who gives you the best deal on a mortgage loan that’s right for your circumstances. You may be surprised.
Getting pre-qualified for a mortgage loan is the best first step to take when you want to buy your first home.
To get a quick, down-and-dirty — and completely unofficial and nonbinding — idea of what your monthly mortgage payment would be based on the cost of a house.
Get good, professional advice for what to do and what not to do when you’re seeking to buy your first home.
When applying for a mortgage loan, you may need reams of financial records. Or not. It’s different for everyone. Here is a complete list to give you an idea.
Everyone has questions when it comes to buying a house and applying for a mortgage loan. This page answers the most common questions people have.
Law requires that you be provided with this monstrous document when you apply for a loan. Here is a helpful summary of its contents.
As you explore down the rabbit hole of mortgage loans, you inevitably will find terms and acronyms that you don’t understand. Look here for help.
While some lenders push specific mortgage loan products because it’s best for them, GoPrime Mortgage, Inc. takes the time to find the mortgage that’s best for you.
GoPrime Mortgage, Inc. offers a wide range of mortgage loan types. To understand the differences, read this page and then talk to Zachery Adam and his Team.
862 Haywood Road Asheville, NC 28806
Branch Manager, Loan Officer
"What we do is so far more important than lending and buying houses. We are in the business of facilitating dreams and honoring the start of a new home.”
"I enjoy working with clients new to the homebuying process. Remembering what it was like for my family, I will take my knowledge of the mortgage process and make it easier.”
"“I wake up every morning with incredible appreciation. I love what I do.” ”
Loan Officer Assistant
"My eventual goal is to become a loan officer. I love working within the community and being a part of the GoPrime Mortgage team.”