Mortgage pre-approval A model house, a calculator, and money on mortgage papers

Mortgage Pre-Approval

Home Buying Made Easier Hooray! You’ve finally decided that you’re ready to buy your first home, but did you know that getting mortgage pre-approval is one of the most important things you can do? You have a good idea where you’d like to live, how many bedrooms you want, and even the approximate square footage…

house hunting tip an areal photo of a neighborhood

House Hunting Tip: Neighborhood

Check out the neighborhood is probably the best house hunting tip anyone can give you. When you buy a house, you’re also investing in the neighborhood. Extend your vision beyond the sidewalk; your property may end there, but your world doesn’t. So, before you make your offer, check out the neighborhood to make sure it’s…

Rent your home. house For Rent Sign in Front of Beautiful American House

Rent your Home

A growing trend, especially for aging Baby Boomers, is to rent your home. Maybe the time has come to find a new home. Maybe you’ve outgrown your current place or it’s time to downsize now that the kids are all off on their own. If you don’t need to sell your home to buy another,…

Paper house and stacks of coins standing, Closing Costs vs Prepaid Fees

Closing Costs vs Prepaid Fees

When buying a home, understanding closing costs vs prepaid fees can prepare you for the expenses you must pay, and help you spot any errors. When you know what to look for during your closing, this final stage in buying your home can be a joyous event. So you’ve found your next house, made an…

House-hunting-tips-look-past-the-paint-job man and woman painting a house exterior

House Hunting Tips

Look Past the Paint Job! House hunting for a new home can be hard work. It’s unlikely that you’ll find the perfect home on your first day, no matter how many houses you look at. SO, if you’re looking for house hunting tips, here’s a good one: if you can keep an open mind, you may…

man counting money to save for down payment

Saving for Down Payment

While you can find a slew of homebuyer programs that allow you to put very little down payment on a new home — sometimes as low as a zero percent down payment — generally, it’s better to put down at least 20 percent in cash. A higher down payment equates to lower monthly mortgage payments…

A young single homebuyer woman unpacking boxes in her new home

The Single Homebuyer

Home buying isn’t just for families or married couples, the single homebuyer phenomenon has become more common than you would think. As a matter of fact, of the 63.7 percent of the United States population that owned a home at the end of 2016, nearly 17 percent were single women, compared to about seven percent…

a suburban house with nice curb appeal

Curb Appeal

Ever wonder why one house sells for more money or sells more quickly than others in the same neighborhood? The reason may be curb appeal — a house or property that’s aesthetically pleasing or attractive. Curb appeal invites you inside and makes you wish you lived there, just from what you see on the outside.…

Mortgage Interest Rates mortgage calculator next to a model hows and money on a financial sheet

Mortgage Interest Rates: Adjustable vs. Fixed

The housing market has gained strength — meaning prices and sales have surged upward — there’s been renewed interest in the type of mortgage interest rates that are available. Mortgage lenders like GoPrime Mortgage, Inc. . (dba PrimeRate Mortgage Lending Inc.) offer loans that use both types of mortgage interest rates: Adjustable-rate mortgage loans Fixed-rate…