5 Money-Saving Hacks

Written by Zachery Adam

May 3, 2021

5 Money-Saving Hacks to Meet Your Financial Goals

5 Money-Saving Hacks to Meet Your Financial Goals 

Saving money is a top priority for a lot of people. And while everyone might not be willing or able to invest in the stock market or experiment with cryptocurrencies, some simple tricks can help you save just a little bit of money every day. Here are a few money-saving life hacks that can help get you on your way to meeting future financial goals.

Carry Only Cash

Have you ever bought something you didn’t need just because you could? That’s what happens when we carry our credit cards with us at all times. Of course, you need a good credit history to make financial decisions in the future, but not overspending is also the goal. Carry only cash on you when you leave the house. You can plan if you know you’ll need food or want to grab a drink with a friend.

Meal Prep

Eating out can eat up a lot of money, but so can food waste if you buy many things at the store that you never get around to eating. So instead, spend a day of the week doing meal prep. Meal Prepping can mean a couple of things:

  • Spend the weekend cooking and batching food that you can freeze and reheat throughout the week.
  • Create a menu for the week and plan your shopping around what you need.

Make a budget for the meals you want to cook for the week and eat while you save.

Buy Used

Sure, there are some things you want to own new, but a lot of stuff people discard is in great shape and can be used again. You can buy used household items, kitchen items, clothes, and furniture to save money and get the things you need. We are huge supporters of the Asheville Humane Society; supporting their thrift store has the added benefit of helping rescue animals right here in Western North Carolina.

Round Up

Here’s a simple tip that can help you save money when you’re balancing your account. When you’re paying bills, pay the amount owed, but in your calculations round up to the nearest $1 or $5. Then, once the bills are paid and reconciled, add that additional money into a savings account. You’ll be surprised at how quickly this adds up.

Envelope System

A similar way to save a lot of money is the 100 Envelope Challenge. It’s been making the rounds on the internet lately, and it’s a fun game that can help you save a ton of cash in just 100 days. The rules are simple. You mark 100 envelopes with numbers 1 to 100, and that translates into dollars. Then, each day, draw an envelope and whatever number you draw, put that much money in the envelope. If you do this every day for 100 days, you’ll save $5,050.

Of course, there may be other ways these savings can be helpful. For example, this article from Distractify gives a good breakdown of the pros and cons of the system.

The ultimate purpose of saving money is to hit your financial goals. So if you want to buy a house, make GoPrime Mortgage Lending of West Asheville your first call and ask us how we can help you figure out your home-buying budget.

Do you want to know about the process to apply for a mortgage?  GoPrime Mortgage in West Asheville is here to help. Call us today at 828-348-1907 –Zachery Adam at GoPrime Mortgage in West Asheville.

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About Us

How we can help you

Although labeled an independent mortgage lender, GoPrime Mortgage, Inc. is not a one-man operation. Zachery Adam and his Team has the support of a streamlined operation, with professionals who assist in every phase of the loan process. His team includes an appraisal vendor, loan processors, underwriters, closers and even the CEO or president if needed. When you choose to work with Zachery, you get the support of his team as well.

Zachery Adam

It’s important to Zack that he and his team are approachable and can provide assistance to home buyers who are often inundated with misinformation about the financial picture and mortgage options. In an automated culture reliant on digital communication, it’s time to put the human element back into these conversations. He could never be behind the scenes.

When you apply securely online with GoPrime Mortgage, Inc., we will contact you within 24 hours or less.

We want to be more than your mortgage lender.

The company, like Branch Manager Zachery Adam, wants to become the go-to destination for people who have questions about real estate financing and the mortgage application process. Applying for a mortgage can be a frightening process at a bank. GoPrime Mortage, Inc. aims to keep the process simple.

Our mission is to:

  • Provide holistic mortgage planning for every customer
  • Offer simple, strategic solutions for all homebuyers
  • Supply reliable services for real estate investors
  • Educate the public on the mortgage process
  • Keep the mortgage process simple for all customers
  • Inform real estate agents of the latest mortgage news

In short, GoPrime Mortgage, Inc. will provide complete, inclusive mortgage solutions that are educational, transparent, honest and sincere. No other bank or independent mortgage lender can beat the service and prices — the complete package — that GoPrime Mortgage, Inc. offers.

 

Contact Info

862 Haywood Road Asheville, NC 28806

828-348-1907

WestAsheville@GoPrime.com

Enjoy a mortgage process built for the modern world.

Borrowers can easily complete a loan application, upload supporting documentation, eSign disclosures, and monitor the status of their loan — in a single, easy-to-use location.

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