Gratitude and Looking Forward to 2022 Starting with Thanksgiving and lasting through the holidays, gratitude is talked about a lot as we get closer to turning the calendar page. Of course, at GoPrime Mortgage in West Asheville, we don’t think that gratitude should only be reserved for the holiday season. That’s why we encourage you…
Tips for a Safe and Healthy Holiday in 2021 As the seasons are turning, we find ourselves in a familiar place. Confidence is up regarding safety and health, but that doesn’t mean it’s 100% risk-free to let things go back to the way they were before. And especially for vulnerable people such as older adults,…
Generation Z and the Housing Market Baby Boomers, Generation X, and Millennials have all been a part of the housing market for a while. The oldest millennials have turned forty, which can come as a shock to anyone who still thinks of them as recent college graduates just getting started. That honor has already fallen…
Everything You Need to Know About USDA Loans There are many paths to homeownership in the US. One is the Section 502 Guaranteed Loan Program, also referred to as a USDA loan. In short, it assists approved lenders to provide low- and moderate-income individuals a chance to own a primary residence in eligible rural areas.…
Sell, Rent, Buy: Should You Sell While the Market is Hot? The market in Asheville has been on fire this year. Some homes are selling for well over their asking price, and many are sight-unseen. Does that mean you need to strike while the iron is hot? Should you sell your home even if you…
Tips for Living in Your Listed House The housing market is hot right now, which means you may be putting your home up for sale before buying a house better suited to your lifestyle right here in Asheville. It can be nerve-wracking to try to live in a home on the market and prepare for…
Credit Score Information and Strategies for Improvement Your credit score measures your financial health. When applying for any loan, especially a mortgage, your credit score is reviewed, and a determination is made. A score of 620 or higher is the current industry standard for a conventional mortgage. If you want to know how credit scores…
3 Fun Things to Do This Fall in WNC On September 22nd this year, we celebrate the autumn equinox. This day is the solar opposite of the spring equinox and marks the second time of the year when the night and day are the same lengths. As the days grow shorter and we head toward…
Are You Moving? Here’s a Change of Address Checklist for a Smooth Move Have you bought your dream home in Western North Carolina? If so, there are a few essential things you need to take care of before you get the keys. Have you considered your change of address and all of the people and…
Significant Changes for Buyers with Student Loans For so long, potential first-time home buyers have had concerns about student loans debt and getting a mortgage to buy a home. But there’s good news. Changes in student loan calculations may create more opportunities for people who didn’t think they would qualify for a home loan. Let’s…