Planning for Retirement in Asheville
There is so much involved in planning for retirement. Not only do you need to make sure your finances are in place, but you may need to create provisions for long-term healthcare or assistance. While Asheville is a desirable city for those looking to enjoy their retirement, is this area also conducive to aging in place? It is, and we want to ensure that everyone is happy and comfortable in their home. Here are just a few things that can help you find peace while planning for retirement in Asheville
Financial Planning
Step one for any major life change is to evaluate your financial health. If you’re nearing retirement, you may already have a good handle on this process. So, we recommend the next step of talking with a qualified mortgage lender in the Asheville area to help determine how you can use your assets to buy a home that fits your retirement lifestyle requirements.
You can also talk to a financial planner in the Asheville area to help you maintain overall financial health once you relocate to the area. You can keep your investments working for you as you age in the mountains.
Buying a Home
Once you have a complete picture of your financial health and homebuying budget, it’s time to look for a home that suits you. How close do you want to live to downtown Asheville? Or what other cities are a good fit for your personality? There are great communities all around Western North Carolina, like Hendersonville, Saluda, Sylva, Weaverville, Marshall, and more.
Partnering with a local real estate agent is the best way to narrow down your choices. And since you’ve already worked out your homebuying budget and have been pre-approved for a mortgage, they can help you uncover your perfect new home.
Aging in Place
After retirement, you can enjoy the finer things in life here in the Asheville area. The scenic mountains, the amazing food culture, the fine arts and theater experiences. But you may also want to consider how you plan to age.
Aging in place allows older adults to stay in their own home and create accommodations to help them navigate their lifestyle even with decreased mobility or other long-term health concerns. There are multiple resources for those looking to age in place in the Asheville community, including this service dedicated to helping older adults stay in their own homes as long as they are able.
Getting Involved
Asheville is also a community driven by the individuals who make it their home. Many Asheville residents are involved in organizations or local politics to ensure that the city remains a viable and community-oriented area. And volunteering is a great way to get out and meet others in Asheville.
At GoPrime Mortgage, Inc. ., we encourage engagement with the community and are actively involved in several local projects and organizations. There are causes to contribute to for any interest you may have from helping local animals to using the skills of your previous career to help mentor small businesses. However you want to contribute, you’ll find an organization that matches you.
Talk to us today about your plan for retirement and aging in place so we can help you find the right mortgage product to buy your new home.
