Suppose you no longer had to pay a landlord to live in your house or apartment. You could be investing those monthly payments into your own home. Then imagine yourself in that home years from now — or selling it for a profit and moving into an even better house.
When you take steps to ensure that you qualify for a mortgage and work within a budget, those dreams can become reality. Visit Zachery Adam at GoPrime Mortgage in West Asheville, NC to learn how to qualify. Discover how to improve your credit score and how it affects the interest rate of your mortgage.
Once you’ve secured your pre-approval, which sets the maximum price you can afford, you can begin looking at homes. Turbo-charge your savings and find other financial sources to devote to your down payment fund. If you’re moving into Western North Carolina, consider using a relocation specialist to help you find the perfect landing spot. Ask your independent mortgage lender for a list of preferred vendors to help narrow your research.
Why Should I Contact an Independent Mortgage Lender?
The internet can fool you into thinking the mortgage process is easy. When you have an independent mortgage lender representing your financial concerns, you feel safe knowing that a professional with extensive market and mortgage experience is looking out for you. Your independent lender provides a wealth of services, including:
- Helping you visualize yourself in your new home
- Educating you about the different types of available loans, such as conventional, Veterans Administration (VA) and Federal Housing Administration (FHA)
- Assessing your situation to see if you qualify for tax credits
- Reviewing your credit score and debt-to-income ratio to determine a preliminary interest rate
- Setting financial goals for you
- Recommending a real estate agent, appraiser and other professionals
Your journey begins before you even look at a prospective new house and continues after you close. The financial process is simple, but not easy. Learn what to expect every step along the way from Zachery Adam.
Why Do I Need a Relocation Specialist?
After your real estate agent, an independent mortgage lender is the second most important relationship in your home-buying experience. While you can find websites that list homes for sale, you may be missing out on benefits you get with a relocation specialist, such as:
- Getting access to a person who can answer questions about an online property listing
- Having someone who lives near your chosen location for timely advice
- Receiving insight into local schools and the community
- Supplementing your research regarding neighborhoods, demographics, and comparable homes within your price range
Move into your new house with the assistance of a professional who’s an independent mortgage lender with connections to relocation specialists: Zachery Adam & his team will help you fulfill your dreams. Contact your independent mortgage lender today at GoPrime Mortgage in West Asheville for a simple home-buying experience.
Sources:
https://www.usbank.com/home-loans/mortgage/mortgage-rates/north-carolina.html
https://censusreporter.org/profiles/40000US03358-asheville-nc-urban-area/
