What is a Down Payment? A down payment is the cash you provide upfront when you buy a home. It helps secure your loan, since few people can afford to pay cash for an entire property. There are some types of loans, such as VA loans, that don’t require any down payment, but in general,…
When you’re considering applying for a mortgage, one mortgage approval tip is to pay down your credit cards as much as you can beforehand. The amount of credit card debt you have affects your ability to get approved for a mortgage. You can still get a mortgage even if you have credit card debt, but…
If you’re in HR or own a business, you’re familiar with the hiring process. Finding a valuable real estate agent is very much the same. If you haven’t had the pleasure of putting people under a microscope to find out if they’re the best fit for you, then you’re in for an adventure. But whether…