Being a First Time Homebuyer and owning your own home is the American dream made real.
At the same time, it can be a nerve-wracking process, depending on your goals and your resources.
Many first-time homebuyers don’t understand the process, don’t know what questions to ask, and don’t realize how long the process can take. It can be a drag, but it doesn’t have to be.
Now is the time to seek an ally, a straight dealing pro who will give you all the facts you need.
Realtors serve as your guides, and the best ones look out for your interests in selecting your new home. But they often prefer to stay out of the picture when it comes to financing. That’s when the personal touch of an independent mortgage lender can help.
Best loan to fit your situation
If you’re shopping for a house and mortgage today, you have more choices than ever before. Independent mortgage lenders like GoPrime Mortgage, Inc. provide a full range of loan products and competitive rates. The most effective independent mortgage lenders work with you to get the best loan to fit your situation.
Schedule a face-to-face meeting
with Zachery Adam and his Team at GoPrime Mortgage, Inc., an independent mortgage lender who works to help a First Time Homebuyer like you. Learn more about your mortgage loan options. There’s no obligation.
Make the best decisions.
Most First Time Homebuyers believe the process goes something like this:
1. Start looking online at houses to see what’s available and to research neighborhoods
2. Contact a Realtor through a friend or family member
3. Walkthrough a bunch of houses with the Realtor
4. Pick the house you love the best
5. Make an offer on that house
6. Apply for a mortgage loan at your bank or credit union
The best decision, however, starts with the last step. Before you even start hunting for that perfect house, get pre-qualified or even pre-approved, which do two essential things:
1. Getting pre-qualified by an independent mortgage lender speeds up the mortgage process.
2. Pre-approval lets you know exactly how much house you reasonably can afford.
Once you’re pre-qualified, you’ll have a better idea of which houses fit your budget. You’ll be better able to direct your real estate agent to those houses that match your criteria. As a first-time homebuyer, you will have a more realistic vision of your immediate future.
There’s no cost and no obligation, and Zachery loves meeting first-time homebuyers face to face.
You can call Zachery Adam at GoPrime Mortgage, Inc. at 828-348-1907 or contact him online to discuss which mortgage loan is best for you.
The best loan to fit your situation at GoPrime Mortgage
If you’re shopping for a house and mortgage today, you have more choices than ever before. Independent mortgage lenders like GoPrime Mortgage, Inc. provide a full range of loan products and competitive rates. The most effective independent mortgage lenders work with you to get the best loan to fit your situation. Learn more about your mortgage loan options; schedule a face-to-face consultation with Zachery Adam and Team with GoPrime Mortgage, Inc. today. There’s no obligation.
Getting approved for your first mortgage — or your fifth — is now more attainable than ever. That’s because you have more choices than ever before. The rise of independent mortgage lenders fills a growing need in every community in North Carolina.
Affordable Homebuyer Programs
I am a first time home buyer.
Explore Your Options
As a first-time homebuyer, you may believe that you have to get your loan through a bank or credit union. But that’s not the case. An independent mortgage lender often provides more options than a bank can. Shop around. See who gives you the best deal on a mortgage loan that’s right for your circumstances. You may be surprised.
Getting pre-qualified for a mortgage loan is the best first step to take when you want to buy your first home.
To get a quick, down-and-dirty — and completely unofficial and nonbinding — idea of what your monthly mortgage payment would be based on the cost of a house.
Get good, professional advice for what to do and what not to do when you’re seeking to buy your first home.
When applying for a mortgage loan, you may need reams of financial records. Or not. It’s different for everyone. Here is a complete list to give you an idea.
Everyone has questions when it comes to buying a house and applying for a mortgage loan. This page answers the most common questions people have.
Law requires that you be provided with this monstrous document when you apply for a loan. Here is a helpful summary of its contents.
As you explore down the rabbit hole of mortgage loans, you inevitably will find terms and acronyms that you don’t understand. Look here for help.
While some lenders push specific mortgage loan products because it’s best for them, GoPrime Mortgage, Inc. takes the time to find the mortgage that’s best for you.
GoPrime Mortgage, Inc. offers a wide range of mortgage loan types. To understand the differences, read this page and then talk to Zachery Adam and his Team.
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Branch Manager, Loan Officer
"What we do is so far more important than lending and buying houses. We are in the business of facilitating dreams and honoring the start of a new home.”
"I enjoy working with clients new to the homebuying process. Remembering what it was like for my family, I will take my knowledge of the mortgage process and make it easier.”
"“I wake up every morning with incredible appreciation. I love what I do.” ”
Loan Officer Assistant
"My eventual goal is to become a loan officer. I love working within the community and being a part of the GoPrime Mortgage team.”