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*Mortgage Calculators are provided as a free service to our users. No guarantee, explicit or implied, is made regarding their accuracy or suitability to a specific purpose.



GoPrime Mortgage, Inc.

GoPrime Mortgage, Inc. will provide complete, inclusive mortgage solutions that are educational, transparent, honest, and sincere.

The result of this calculation should not be taken as a statement of one’s credit-worthiness but rather a general guideline of industry practices. Furthermore, calculation results are not to be construed as an offer to extend credit, under any terms, to any individual or lender listed on this website. Use of any calculator on this site shall constitute acceptance of the terms of this agreement.

mortgage calculator

The below mortgage calculator is not a commitment to lend. This mortgage calculator is for illustrative purposes only, and estimates are based on the information you provided. Interest rates, mortgage insurance rates, and mortgage loan programs are subject to credit approval. Available rates and terms will vary, sometimes drastically, based on borrower eligibility and the program selected. For accurate interest rates and mortgage insurance rates, please contact your loan officer.


House Payment - What will my monthly payment be?

A lot of people shop for homes based on price. However, when you finance your purchase with a mortgage loan, it pays to consider total monthly housing payment, too. For example, suppose a relatively inexpensive home has high taxes, insurance costs, or fees. In that case, it might require a higher monthly payment than a home with a higher initial price and lower monthly costs. Use this calculator to estimate the total monthly housing payment for any home you’re considering and determine if it’s indeed affordable for you.


Mortgage Free - What would it take to pay off my mortgage early?

Owning your home “free and clear” may be easier to achieve than you believe. Use this calculator to see how much extra you would need to add to your regular payment so you can pay off your mortgage loan early. As you’ll see, a relatively small extra investment can make a big difference over time.
Just remember that the monetary value of an early pay-off equates to what you save in interest. Since mortgage interest can often be tax-deductible, there may be better ways to use your cash to build wealth. Always check with your financial advisor before making these types of decisions.


Refinance - How much could you save with a lower rate?

Lowering the interest rate on your mortgage loan, even by a small percentage, can often equate to significant savings on your monthly payment and over the life of your loan. And the benefits don’t stop there. With a lower rate, you may also choose to shorten your loan term, reduce your loan balance more quickly, or access cash with no increase to your payment. Use the calculator to see how much you may be able to save.


Principal & Interest - What might my P&I payment be?

Use this simple calculator to see what the principal and interest portion of a total monthly housing payment would be for any loan amount, term, and interest rate combination. Remember that a typical monthly payment includes taxes; hazard insurance; mortgage insurance when your down payment is less than 20% of the purchase price. If applicable, a condo/co-op or homeowners association fee. When you’re considering the cost of homeownership, it’s wise to account for utilities and maintenance, too.


How Much Home is Your Rent Worth?

Your monthly rental payment may have more home purchasing power than you think. If you are spending money on monthly rent, chances are you can afford a mortgage payment. Instead of helping the landlord, that payment can now help you grow the equity in a home of your own. Also, take advantage of potential tax savings (always check with a tax pro). Use the calculator below to see how much home your rent payment might buy.


Your Home's Future Value

Let's take a quick peek into the future and see how the value of your home could change over time. Home values don’t typically go straight up. Like other commodities, values can rise and fall. Yet over time, real estate has traditionally risen an average of approximately 5% per year. As a result, your home’s future value may grow more than you think possible. The equity accumulated can end up representing the majority of your total future net worth. Use the calculator to estimate what your home may be worth someday.

The best loan to fit your situation at GoPrime Mortgage

If you’re shopping for a house and mortgage today, you have more choices than ever before. Independent mortgage lenders like GoPrime Mortgage, Inc. provide a full range of loan products and competitive rates. The most effective independent mortgage lenders work with you to get the best loan to fit your situation. Learn more about your mortgage loan options; schedule a face-to-face consultation with Zachery Adam and Team with GoPrime Mortgage, Inc. today. There’s no obligation.

Getting approved for your first mortgage — or your fifth — is now more attainable than ever. That’s because you have more choices than ever before. The rise of independent mortgage lenders fills a growing need in every community in North Carolina.




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