The Advantage of an Independent Lender
An Independent California Mortgage Lender like Zachery Adam does not work for the banks.
When banks from San Francisco to Santa Cruz stopped issuing new mortgage loans after the Crash of 2008, privately owned, independent mortgage lenders began approving California mortgages for homebuyers throughout the area. These independent lenders are subject to the same standards, rules and regulations as banks but they can offer a wider array of loan types. They underwrite most of their loans in-house. Independent lenders approve — and pre-approve — mortgages throughout California.