The housing market has gained strength — meaning prices and sales have surged upward — there’s been renewed interest in the type of mortgage interest rates that are available. Mortgage lenders like GoPrime Mortgage, Inc. . (dba PrimeRate Mortgage Lending Inc.) offer loans that use both types of mortgage interest rates: Adjustable-rate mortgage loans Fixed-rate…
How They Influence Your Home Buying Decision In 2017, tax assessors swept through Buncombe County — the area surrounding Asheville, including the city itself — to reassess property to reflect a more accurate tax-assessed value and property taxes. Tax assessments happen every eight years, although they may be necessary prior to that deadline if property…
If you live in the Asheville, NC area and thinking of selling your home, we have some good news for you; Asheville is a seller’s market! As you may recall, back in 2008, the housing market dropped like a stone due to the mortgage crisis. In the years that followed, banks squeezed their funds so…
One report from Zillow states that 42 percent of all homebuyers are Millennial homebuyers, but how can you find them, and how do you connect with them? It seems like every business is trying to understand what makes Millennials tick — how they think, what they want, where they buy and even how they decide…
How to Use Your Tax Refund to Buy a Home For some, tax season is a dreaded time of the year, but if you’re one of the lucky ones receiving a sizable tax return, you may feel as excited about tax time as you do about getting an end-of-the-year bonus from your boss. Whether you’re…
7 Tax Tips for Homeowners Benjamin Franklin famously said, “In this world, nothing can be said to be certain except death and taxes.” This oft-quoted remark is still true today. And that’s exactly why you need tax tips. The federal government offers tons of tax breaks to homeowners, so you can save thousands off your…
This Valentine’s Day… Give Your Home a Little Love February 14 is the day to celebrate love. But isn’t it time you show your home a little love? You probably didn’t even buy your house a Christmas present, and what do you do to celebrate your move-in date? Probably not even raise a glass of…
Asheville, North Carolina, and the surrounding Blue Ridge Mountains offer peaceful days, a temperate climate, stunning views and an eclectic nightlife. It’s no wonder vacation homes are in high demand here. If you’ve been thinking about buying a vacation property in the mountains of Western North Carolina, the time to act is now. All the…
There are many reasons to refinance your house, but there are some important caveats, too. Never make financial decisions lightly. Know what you’re getting into and why you want to do it before you start. While you can find compelling benefits to the process, it’s not right for everyone and certainly not all the time.…
Internet Privacy and Your Loan Application Digital Data and Internet Privacy When Applying for a Mortgage With internet security and internet privacy being in the forefront of many news stories throughout 2017, we wanted to take some time to address your data privacy when you apply for a loan application. While much of your interact…