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Thinking of moving to Western North Carolina?

Find your peace, but know what you’re getting into.

With Western North Carolina (and more specifically, Asheville) regularly making the news as a Top 10 destination (for happiness, desirability, or even “coolness”), more and more people are coming here to check it out as a possible place to move to. And that’s good advice. If you’ve considered moving to Western North Carolina, come visit first.

Pick a region or a city. Drive around. Ask questions. Visit the businesses. Check out the neighborhoods, stores, restaurants, music venues… whatever you look for in a place to live. Regardless of what others say about the area, you must visit in person before moving to Western North Carolina.

A Retirement Haven

Many retirees have chosen Western North Carolina (WNC) for their primary residence or their second home. Because the area experiences all four seasons, some retirees travel south, often to Florida, for the winter months. If you’re relocating to WNC part-time, you won’t be alone, as owning a second home in the mountains has become a popular option for many.

You can stay active in retirement here. Enjoy hiking? Bird watching? Sightseeing? Picnicking? A pretty drive? You can do them all along the Blue Ridge Parkway. From early spring to late fall, WNC is picturesque to a fault. If you want to enjoy your retirement, you have come to the right place.

Best loan to fit your situation

If you’re shopping for a house and mortgage today, you have more choices than ever before. Independent mortgage lenders, like Prime Mortgage Lending, Inc. provide a full range of loan products and competitive rates. The most effective independent mortgage lenders work with you to get the best loan to fit your situation. Learn more about your mortgage loan options; schedule a face-to-face consultation with Prime Mortgage Lending, Inc today. There’s no obligation.

USDA Loans

I want to live in a rural area.

VA Loans

I am actively serving in the Miltary or a Veteran.

Investment Property Purchases

I want to but an investment property.

Affordable Homebuyer Programs

I am a first time home buyer. 

Second Home Purchases

I am buying a second home.

Renovation Loans

I am buying a house that needs repairs. 

Explore Your Options

An independent mortgage lender often provides more options than a bank can. Shop around. See who gives you the best deal on a mortgage loan that’s right for your circumstances. You may be surprised.

Get Pre-Qualified

Getting pre-qualified for a mortgage loan is the best first step to take when you want to buy your first home.

Mortgage Calculator

To get a quick, down-and-dirty — and completely unofficial and nonbinding — idea of what your monthly mortgage payment would be based on the cost of a house.

16 Mortgage Tips

Get good, professional advice for what to do and what not to do when you’re seeking to buy your first home.

Mortgage Document Checklist

When applying for a mortgage loan, you may need reams of financial records. Or not. It’s different for everyone. Here is a complete list to give you an idea.

Homebuyer’s Guide

Law requires that you be provided with this monstrous document when you apply for a loan. Here is a helpful summary of its contents.

Frequently Asked Questions regarding Mortgages

Everyone has questions when it comes to buying a house and applying for a mortgage loan. This page answers the most common questions people have.

Mortgage Glossary

As you explore down the rabbit hole of mortgage loans, you inevitably will find terms and acronyms that you don’t understand. Look here for help.

Mortgage Loan Products

Prime Mortgage Lending, Inc. offers a wide range of mortgage loan types. To understand the differences, read this page and then talk to Zachery Adam and his Team.

Moving to Western North Carolina

From the Outer Banks to the Blue Ridge Mountains, North Carolina offers a wealth of different landscapes and perspectives. Research Triangle at Raleigh-Durham-Chapel Hill is college funky, yet it serves as an economic engine. The banking business hub of Charlotte, which is also home to the NASCAR Hall of Fame, boasts major league sports and big city culture. The mountain city of Asheville has a burgeoning economy in the arts and entrepreneurship.

Finding a desirable — and suitable — house is a necessary early step to making the move to this great state. You’ll find no shortage of real estate agents in whichever city you decide to call your new home. But before you start down that path, talk to Zachery Adam and his Team at Prime Mortgage Lending, Inc. Get pre-approved for a mortgage before you find the house of your dreams so you can make an offer knowing you can back it up.

For the Rest of You

Of course, if you have a family, you can’t just pick up and go. Check the local school system before relocating to NC. In addition to public schools, WNC has Montessori schools, charter schools, religious schools and excellent private schools. Rainbow Community School in West Asheville and Carolina Day School in South Asheville have received many accolades.

Mostly, the region’s economy is driven by tourism, healthcare and construction. But Asheville has been touted as one of the best places to start a small business. A thriving artists’ community has made a dent in the local economy, as well. While manufacturing isn’t dominant, it does hold its own in many surrounding communities. And Asheville can boast a strong academic environment from the local community college to the University of North Carolina Asheville. The National Climatic Data Center is spurring economic growth as tech companies discover the talent and lifestyle available in the area.

Get in Touch

(828) 348-1907
Zachery@GoPrime.com

Open Hours

9am – 5pm Monday – Friday

Our Office

862 Haywood Road
Asheville, NC 28806

What we Do

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Zack is a great resource, making him a great place to start your journey to a new home.

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