Credit Score Information and Strategies

Credit Score Information and Strategies for Improvement  Your credit score measures your financial health. When applying for any loan, especially a mortgage, your credit score is reviewed, and a determination is made. A score of 620 or higher is the current industry standard for a conventional mortgage. If you want to know how credit scores…

Read more
Bad Credit No Shame

Bad Credit No Shame

Bad Credit? No Shame. 2020 has been a tough year. COVID-19 has impacted everything from our healthcare system to our economy. It’s not surprising that due to high unemployment, many people are struggling right now to get debt under control. We see it all the time. People don’t think they can ever get into their…

Read more
Mortgage calculator Financial Planning

Financial Planning

Prepare to Buy a Home in 2018 with Financial Planning Now End of Year Financial Housekeeping (to prepare to buy a new home in 2018) Are you considering buying a new home in the New Year? Before you do, you will want to take a close look at your current financial picture to determine if…

Read more
Not everyone can make a living wage even if they work more than one job. So self-employed individuals make up a large portion of our economy.

Self Employed?

Self Employed?  You Can Get a Mortgage and Here’s How: There is a joke about Asheville, “Why did the hippy move to Asheville? Because he heard there were no jobs.” We laugh about it, but the truth is moving to Asheville without a job can be a very challenging prospect. In fact, the top advice…

Read more