Be a Super HeroGetting pre-qualified for a mortgage is a smart first step.
Would you walk into a restaurant with no way to pay? Of course not. Likewise, it would help if you started shopping for your new home, knowing exactly how much you can afford and how much you can borrow. Don’t wait until you’ve already fallen in love with a property. Talk to Zachery Adam at GoPrime Mortgage, Inc. to get pre-qualified today before you start house hunting.
For Questions: Call (828) 348-1907
At GoPrime Mortgage, Inc. getting pre-qualified means running and evaluating your credit report.
It also means you will need to supply your loan officer with proof of your finances. Being so thorough now saves you time later in the process. It also gives you peace of mind because you can rely on the amount for which you pre-qualify.
Make an offer with confidence
So when you are pre-qualified for a mortgage at GoPrime Mortgage, Inc., it’s worth more than a pre-qualification anywhere else. You still get a “pre-qualification letter” that tells you how much GoPrime Mortgage, Inc. is willing to loan you. The due diligence that went into that letter means you can make an offer on a home with confidence.
Call Zachery Adam at 828-242-4780 or Contact Us to start a discussion about which mortgage loan best suits your needs. If you are pre-qualified for a mortgage before you look at your first house, you’ll know what you can afford.
To get pre-qualified for a mortgage loan with GoPrime Mortgage, Inc., you need to submit the documentation your loan officer requests. Every case is different, but you can get a sense of what you need on our extensive Document Checklist page. You rarely need everything, only what’s pertinent to your situation.
Suppose your situation is unusual with complicated tax returns or multiple sources of income. In that case, your loan officer notifies the underwriters ahead of time to speed up the review process. Once you have been pre-qualified, you can find a house and enter into a contract knowing you have the loan almost in hand. The pre-qualification process speeds up the loan process tremendously.
At GoPrime Mortgage, Inc., the goal is to help you find Your Path Home. Pre-qualification can help make it happen for you.
Pre-Approval vs. Pre-Qualification
Pre-Approval vs. Pre-Qualification
Pre-qualification at any other lender, independent or not, often is just a rough guess at how much that institution would be willing to lend you. It guarantees nothing because pre-qualification usually is based on guesses about your income, debts, and assets. GoPrime Mortgage, Inc. asks you to substantiate that information upfront so that your pre-qualification means a lot more. They prefer to leave the guessing out of the equation.
Of course, you always have the option of completing the entire pre-approval process. It does position you as a well-prepared homebuyer, which will impress many sellers and Realtors. But a pre-approval takes more time than a typical pre-qualification. Pre-approval goes through the same process and requires the same documents as applying for the loan, but without a specific property, address identified.
Advantages of Pre-Qualification
Another advantage of getting pre-qualified for a mortgage is that the process often helps Zachery Adam and his Team determine the best type of mortgage loan for your situation. GoPrime Mortgage, Inc. offers many different types of mortgage loans. With us, you have an ally looking out for your best interests for your mortgage.
Offering a Full Range of Products
As an independent mortgage lender, GoPrime Mortgag, Inc. Inc offers loans to purchase or refinance a home. We also have loan products to assist with debt consolidation and home improvement loans, all customized for exactly what you need. You can expect a full range of mortgage loan products.
Finding the Right Loan with the Best Rate
GoPrime Mortgage, Inc., serving North Carolina homebuyers, is committed to you, not to shareholders or bank presidents. The company representatives work with you to find the loan that’s best suited to you, with the best rate, terms, and costs to meet your needs. Because of the transparent, upfront method GoPrime Mortgage, Inc. uses, you will know very quickly if you are a good fit for GoPrime Mortgage, Inc. services.
An independent mortgage lender like Zachery Adam does all the mortgage legwork, finding and comparing loans to find the one best suited for you. Since the company has its own network, it can offer a more comprehensive array of mortgage loan packages than a bank generally does. The goal of every GoPrime Mortgage, Inc. transaction is to close on time, every time.
Get More Information
Use this website to find the answers you’re looking for, whether about home-buying or the mortgage loan industry in general. Call 828.348.1907 to speak to a GoPrime Mortgage, Inc Independent Lender to talk to a live person. There is no obligation, and they will do their best to answer your questions.
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Branch Manager, Loan Officer
"What we do is so far more important than lending and buying houses. We are in the business of facilitating dreams and honoring the start of a new home.”
Loan Officer Assistant
"My eventual goal is to become a loan officer. I love working within the community and being a part of the GoPrime Mortgage team.”