828.348.1907 Zachery@GoPrime.com
4 Things You Should Know about an Independent Mortgage Lender

Written by Zachery Adam

September 4, 2019

Mortgage Lender

Even if this is your first time buying a home, you’ve probably heard a lot about the process from friends and family with homebuying experience. Many will talk about getting a loan though a bank, but that isn’t your only option. Working with an independent mortgage lender can give you alternative avenues for buying your dream home here in Asheville. Here are four things you should know before working with an independent Mortgage Lender like GoPrime in West Asheville.  

What is an Independent Mortgage Lender? 

An independent mortgage lender, like GoPrime, is a full-service lender with experience and talent to work with each individual customer to find them the best deal on mortgage products. They don’t rely on banks to get loans approved. Everything is done in-house, including the underwriting process. Independent lenders often have smallcompany operations so they can act quickly, handle a variety of different products, and close on time.  

From start to finish, your lender will have control over the entire mortgage process. They can keep you informed at every stage. And because they work independently, they are better equipped to find you the exact mortgage at the most competitive rates to buy your dream home in Asheville.  

What Makes Them Different from a Bank?  

We’re not saying banks are bad. In some cases, they are the right institution. But there are a lot of disadvantages if you choose to work with a bank instead. First of all, banks are big businesses that handle a lot of different financial transactions, and mortgages are only a fraction of that. Their service won’t be personalized like it will be through an independent mortgage lender.  

You also have to consider how conservative banks tend to be. Their programs are also conservative, which means they won’t have a lot of flexibly if you have a more unusual situation. You may also have higher fees and a lot more paperwork to contend with.  

When is an Independent Mortgage Lender Right for You?  

An independent mortgage lender, like Zachery Adam at GoPrime, will help you by shopping rates and negotiating terms that will be customized for you and your specific financial needs. They can be creative to help you get into the house you want when you want to.  

They will also manage the entire process and help you compare products to get the best one for you. They have a commitment to education so you’re not in the dark about any of your financial decisions.  

How Do You Choose an Independent Mortgage Lender?  

The best way for you to feel confident about any service is to ask friends and family for a recommendation. Who did they use and what was their experience? You want firsthand referrals. Talk to others in the real estate industry to find out who they work with as well. You’ll learn a lot from just word of mouth. Also, be sure to check out our hundreds of 5-star reviews online  

But it’s also important to compare and decide for yourself. Learn about communication style, find out what they offer, and verify their credentials. This is an important decision, so it’s not one that you should be making lightly.  

Contact Zachery Adam and GoPrime in West Asheville today to learn more.  


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About Us

How we can help you

Although labeled an independent mortgage lender, GoPrime Mortgage, Inc. is not a one-man operation. Zachery Adam and his Team has the support of a streamlined operation, with professionals who assist in every phase of the loan process. His team includes an appraisal vendor, loan processors, underwriters, closers and even the CEO or president if needed. When you choose to work with Zachery, you get the support of his team as well.

Zachery Adam

It’s important to Zack that he and his team are approachable and can provide assistance to home buyers who are often inundated with misinformation about the financial picture and mortgage options. In an automated culture reliant on digital communication, it’s time to put the human element back into these conversations. He could never be behind the scenes.

When you apply securely online with GoPrime Mortgage, Inc., we will contact you within 24 hours or less.

We want to be more than your mortgage lender.

The company, like Branch Manager Zachery Adam, wants to become the go-to destination for people who have questions about real estate financing and the mortgage application process. Applying for a mortgage can be a frightening process at a bank. GoPrime Mortage, Inc. aims to keep the process simple.

Our mission is to:

  • Provide holistic mortgage planning for every customer
  • Offer simple, strategic solutions for all homebuyers
  • Supply reliable services for real estate investors
  • Educate the public on the mortgage process
  • Keep the mortgage process simple for all customers
  • Inform real estate agents of the latest mortgage news

In short, GoPrime Mortgage, Inc. will provide complete, inclusive mortgage solutions that are educational, transparent, honest and sincere. No other bank or independent mortgage lender can beat the service and prices — the complete package — that GoPrime Mortgage, Inc. offers.


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862 Haywood Road Asheville, NC 28806



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Borrowers can easily complete a loan application, upload supporting documentation, eSign disclosures, and monitor the status of their loan — in a single, easy-to-use location.

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