First-time homebuyers often learn the hard way to evaluate the neighborhood as well as the price. Your first home is perhaps the biggest investment you’ll ever make. And while your independent mortgage lender — like Prime Mortgage Lending of West Asheville — ensures that you get the best loan possible as a first-time homebuyer, he…
Does Credit Repair Really Work? The higher your credit score, the easier you can get a loan. Your credit rating doesn’t run your life, although it can ruin it. Normally, you don’t experience any day-to-day consequences of your financial health, so it’s hard to even believe that it matters at all. But your credit score…
You don’t need a lawyer to buy a house, but he’s on your side at your NC real estate closing. Homebuyers often complain about having to pay for a lawyer in addition to all the other fees and costs they encounter at their closing. After all, your Realtor is a licensed professional. You hire other…
Escape from the Bubble: Housing Trends Since 2008 Independent mortgage lenders have helped stir home buying. When the housing market bubble burst in 2006 and 2007, it brought down the entire U.S. economy. People lost their houses, their savings and their dreams. The U.S. Government bailed out several financial institutions deemed “too big to fail,”…